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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PORT WASHINGTON STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PORT WASHINGTON STATE BANK |
| Address | 206 N FRANKLIN ST
PORT WASHINGTON, WI 53074 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 621 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $89,744,000 |
| Average Mortgage Loan Amount Applied For | $158,307 |
| Highest Mortgage Loan Amount Applied For | $1,154,000 |
| Average Applicant Income | $78,538 |
| Highest Applicant Income | $843,000 |
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| Home Improvement |
53 | $2,105,000 |
$39,000 | $350,000 |
$68,000 | $270,000 |
| Home Purchase |
273 | $45,657,000 |
$167,000 | $1,154,000 |
$73,000 | $843,000 |
| Refinancing |
295 | $41,982,000 |
$142,000 | $1,000,000 |
$58,000 | $320,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $907,000 |
$226,000 | $399,000 |
$81,000 | $130,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
5 | $389,000 |
$77,000 | $158,000 |
$72,000 | $185,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $32,000 |
$32,000 | $32,000 |
$26,000 | $26,000 |
| Not applicable |
65 | $12,880,000 |
$198,000 | $1,000,000 |
$0 | $0 |
| Not Provided |
33 | $5,281,000 |
$160,000 | $320,000 |
$78,000 | $322,000 |
| White |
513 | $70,255,000 |
$136,000 | $1,154,000 |
$73,000 | $843,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
621 | $89,744,000 |
$144,000 | $1,154,000 |
$66,000 | $843,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
36 | $5,891,000 |
$163,000 | $300,000 |
$61,000 | $110,000 |
| Application Denied By Financial Institution |
31 | $5,240,000 |
$169,000 | $267,000 |
$54,000 | $126,000 |
| Application Withdrawn By Applicant |
20 | $2,905,000 |
$145,000 | $336,000 |
$83,000 | $322,000 |
| File Closed For Incompleteness |
14 | $2,066,000 |
$147,000 | $225,000 |
$53,000 | $97,000 |
| Loan Originated |
506 | $71,393,000 |
$141,000 | $1,154,000 |
$66,000 | $843,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
10 | $1,744,000 |
$174,000 | $320,000 |
$64,000 | $142,000 |
| Preapproval Denied by Financial Institution |
4 | $505,000 |
$126,000 | $141,000 |
$46,000 | $90,000 |
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| Collateral |
4 | $521,000 |
$130,000 | $183,000 |
$66,000 | $94,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
18 | $2,948,000 |
$163,000 | $251,000 |
$57,000 | $126,000 |
| Debt-To-Income Ratio |
10 | $1,712,000 |
$171,000 | $267,000 |
$43,000 | $70,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $376,000 |
$188,000 | $235,000 |
$35,000 | $37,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $188,000 |
$188,000 | $188,000 |
$68,000 | $68,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PORT WASHINGTON STATE BANK by:
Metropolitan Area And
County
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