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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PORTALLIANCE FEDERAL CREDIT UN
Mortgage Loans and Application Details
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| Mortgage Company Name |
PORTALLIANCE FEDERAL CREDIT UN |
| Address | 5670 RABY ROAD
NORFOLK, VA 23502 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 39 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,485,000 |
| Average Mortgage Loan Amount Applied For | $29,375 |
| Highest Mortgage Loan Amount Applied For | $88,000 |
| Average Applicant Income | $54,250 |
| Highest Applicant Income | $154,000 |
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| Home Improvement |
36 | $1,340,000 |
$37,000 | $88,000 |
$61,000 | $154,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
3 | $145,000 |
$48,000 | $63,000 |
$41,000 | $52,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
21 | $817,000 |
$38,000 | $80,000 |
$57,000 | $107,000 |
| Hispanic |
2 | $47,000 |
$23,000 | $30,000 |
$68,000 | $96,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
16 | $621,000 |
$38,000 | $88,000 |
$62,000 | $154,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
39 | $1,485,000 |
$38,000 | $88,000 |
$60,000 | $154,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $71,000 |
$23,000 | $35,000 |
$25,000 | $29,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
36 | $1,414,000 |
$39,000 | $88,000 |
$62,000 | $154,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
3 | $71,000 |
$23,000 | $35,000 |
$25,000 | $29,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PORTALLIANCE FEDERAL CREDIT UN by:
Metropolitan Area And
County
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