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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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POST OAK BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
POST OAK BANK, N.A. |
| Address | 2000 WEST LOOP SOUTH, SUITE 100
HOUSTON, TX 77027 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 46 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,789,000 |
| Average Mortgage Loan Amount Applied For | $224,200 |
| Highest Mortgage Loan Amount Applied For | $2,600,000 |
| Average Applicant Income | $209,700 |
| Highest Applicant Income | $1,626,000 |
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| Home Improvement |
10 | $906,000 |
$90,000 | $325,000 |
$201,000 | $510,000 |
| Home Purchase |
24 | $9,362,000 |
$390,000 | $2,600,000 |
$306,000 | $1,626,000 |
| Refinancing |
12 | $4,521,000 |
$376,000 | $990,000 |
$155,000 | $591,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $196,000 |
$196,000 | $196,000 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $4,083,000 |
$314,000 | $990,000 |
$281,000 | $1,626,000 |
| Not Provided |
8 | $2,394,000 |
$299,000 | $1,300,000 |
$253,000 | $610,000 |
| White |
24 | $8,116,000 |
$338,000 | $2,600,000 |
$231,000 | $591,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
46 | $14,789,000 |
$321,000 | $2,600,000 |
$244,000 | $1,626,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $2,379,000 |
$339,000 | $1,300,000 |
$159,000 | $508,000 |
| Application Withdrawn By Applicant |
5 | $1,655,000 |
$331,000 | $1,000,000 |
$377,000 | $610,000 |
| File Closed For Incompleteness |
2 | $404,000 |
$202,000 | $265,000 |
$0 | $0 |
| Loan Originated |
32 | $10,351,000 |
$323,000 | $2,600,000 |
$257,000 | $1,626,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $1,300,000 |
$1,300,000 | $1,300,000 |
$508,000 | $508,000 |
| Debt-To-Income Ratio |
6 | $1,079,000 |
$179,000 | $560,000 |
$101,000 | $219,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for POST OAK BANK, N.A. by:
Metropolitan Area And
County
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