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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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POWERCO FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
POWERCO FEDERAL CREDIT UNION |
| Address | 1165 SANCTUARY PARKWAY SUITE 230
ALPHARETTA, GA 30004 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 5 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $455,000 |
| Average Mortgage Loan Amount Applied For | $86,250 |
| Highest Mortgage Loan Amount Applied For | $140,000 |
| Average Applicant Income | $90,500 |
| Highest Applicant Income | $149,000 |
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| Home Improvement |
9 | $236,000 |
$26,000 | $80,000 |
$73,000 | $100,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
6 | $485,000 |
$80,000 | $140,000 |
$86,000 | $149,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $35,000 |
$35,000 | $35,000 |
$95,000 | $95,000 |
| Black or African American |
3 | $186,000 |
$62,000 | $100,000 |
$103,000 | $149,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
11 | $500,000 |
$45,000 | $140,000 |
$70,000 | $109,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
15 | $721,000 |
$48,000 | $140,000 |
$78,000 | $149,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
15 | $721,000 |
$48,000 | $140,000 |
$78,000 | $149,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for POWERCO FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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