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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PRAIRIE BANK AND TRUST COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
PRAIRIE BANK AND TRUST COMPANY |
| Address | 7661 SOUTH HARLEM AVE.
BRIDGEVIEW, IL 60455 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 73 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,388,000 |
| Average Mortgage Loan Amount Applied For | $55,333 |
| Highest Mortgage Loan Amount Applied For | $737,000 |
| Average Applicant Income | $66,333 |
| Highest Applicant Income | $491,000 |
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| Home Improvement |
35 | $1,224,000 |
$34,000 | $225,000 |
$76,000 | $144,000 |
| Home Purchase |
6 | $1,005,000 |
$167,000 | $400,000 |
$140,000 | $491,000 |
| Refinancing |
32 | $4,159,000 |
$129,000 | $737,000 |
$73,000 | $207,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $27,000 |
$27,000 | $27,000 |
$73,000 | $73,000 |
| Hispanic |
9 | $398,000 |
$44,000 | $100,000 |
$70,000 | $109,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
63 | $5,963,000 |
$94,000 | $737,000 |
$81,000 | $491,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
73 | $6,388,000 |
$87,000 | $737,000 |
$80,000 | $491,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $197,000 |
$49,000 | $100,000 |
$86,000 | $105,000 |
| Application Denied By Financial Institution |
6 | $484,000 |
$80,000 | $225,000 |
$61,000 | $110,000 |
| Application Withdrawn By Applicant |
2 | $77,000 |
$38,000 | $57,000 |
$62,000 | $68,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
61 | $5,630,000 |
$92,000 | $737,000 |
$82,000 | $491,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $15,000 |
$15,000 | $15,000 |
$13,000 | $13,000 |
| Debt-To-Income Ratio |
4 | $244,000 |
$61,000 | $75,000 |
$60,000 | $98,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PRAIRIE BANK AND TRUST COMPANY by:
Metropolitan Area And
County
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