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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PRAIRIE MOUNTAIN BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PRAIRIE MOUNTAIN BANK |
| Address | PO BOX 3063
GREAT FALLS, MT 59403 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 31 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,611,000 |
| Average Mortgage Loan Amount Applied For | $84,000 |
| Highest Mortgage Loan Amount Applied For | $330,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $260,000 |
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| Home Improvement |
2 | $22,000 |
$11,000 | $11,000 |
$87,000 | $125,000 |
| Home Purchase |
44 | $4,439,000 |
$100,000 | $330,000 |
$53,000 | $260,000 |
| Refinancing |
7 | $452,000 |
$64,000 | $180,000 |
$46,000 | $90,000 |
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| American Indian or Alaskan Native |
1 | $5,000 |
$5,000 | $5,000 |
$17,000 | $17,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $139,000 |
$69,000 | $71,000 |
$23,000 | $46,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $228,000 |
$57,000 | $100,000 |
$41,000 | $48,000 |
| White |
46 | $4,541,000 |
$98,000 | $330,000 |
$56,000 | $260,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
50 | $4,413,000 |
$88,000 | $330,000 |
$52,000 | $260,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $500,000 |
$166,000 | $220,000 |
$67,000 | $90,000 |
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| Application Approved But Not Accepted |
1 | $100,000 |
$100,000 | $100,000 |
$18,000 | $18,000 |
| Application Denied By Financial Institution |
16 | $1,276,000 |
$79,000 | $180,000 |
$34,000 | $78,000 |
| Application Withdrawn By Applicant |
11 | $1,190,000 |
$108,000 | $190,000 |
$53,000 | $96,000 |
| File Closed For Incompleteness |
3 | $390,000 |
$130,000 | $220,000 |
$53,000 | $90,000 |
| Loan Originated |
21 | $1,672,000 |
$79,000 | $330,000 |
$61,000 | $260,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $285,000 |
$285,000 | $285,000 |
$229,000 | $229,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PRAIRIE MOUNTAIN BANK by:
Metropolitan Area And
County
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