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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PREMIER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PREMIER BANK |
| Address | 15301 W. 87TH STREET PKWY. LENEXA, KS 66219 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 171 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,198,000 |
| Average Mortgage Loan Amount Applied For | $131,111 |
| Highest Mortgage Loan Amount Applied For | $831,000 |
| Average Applicant Income | $61,666 |
| Highest Applicant Income | $337,000 |
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| Home Improvement |
91 | $14,266,000 |
$156,000 | $940,000 |
$133,000 | $731,000 |
| Home Purchase |
79 | $12,850,000 |
$162,000 | $575,000 |
$61,000 | $270,000 |
| Refinancing |
1,428 | $221,783,000 |
$155,000 | $1,189,000 |
$98,000 | $1,225,000 |
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| American Indian or Alaskan Native |
3 | $403,000 |
$134,000 | $199,000 |
$78,000 | $110,000 |
| Asian |
17 | $2,505,000 |
$147,000 | $453,000 |
$110,000 | $180,000 |
| Black or African American |
18 | $2,922,000 |
$162,000 | $400,000 |
$79,000 | $125,000 |
| Hispanic |
21 | $2,626,000 |
$125,000 | $429,000 |
$83,000 | $200,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $100,000 |
$100,000 | $100,000 |
$315,000 | $315,000 |
| Not applicable |
29 | $3,540,000 |
$122,000 | $360,000 |
$0 | $0 |
| Not Provided |
1,040 | $161,108,000 |
$154,000 | $1,189,000 |
$95,000 | $784,000 |
| White |
469 | $75,695,000 |
$161,000 | $831,000 |
$111,000 | $1,225,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,597 | $248,824,000 |
$155,000 | $1,189,000 |
$98,000 | $1,225,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $75,000 |
$75,000 | $75,000 |
$64,000 | $64,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
252 | $39,062,000 |
$155,000 | $963,000 |
$92,000 | $398,000 |
| Application Denied By Financial Institution |
44 | $6,217,000 |
$141,000 | $518,000 |
$72,000 | $202,000 |
| Application Withdrawn By Applicant |
7 | $1,461,000 |
$208,000 | $319,000 |
$80,000 | $151,000 |
| File Closed For Incompleteness |
7 | $1,513,000 |
$216,000 | $515,000 |
$84,000 | $168,000 |
| Loan Originated |
1,288 | $200,646,000 |
$155,000 | $1,189,000 |
$100,000 | $1,225,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PREMIER BANK by:
Metropolitan Area And
County
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