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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PREMIER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PREMIER BANK |
| Address | 1004 21ST AVENUE
ROCK VALLEY, IA 51247 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 14 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,353,000 |
| Average Mortgage Loan Amount Applied For | $120,000 |
| Highest Mortgage Loan Amount Applied For | $490,000 |
| Average Applicant Income | $52,000 |
| Highest Applicant Income | $193,000 |
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| Home Improvement |
7 | $287,000 |
$41,000 | $140,000 |
$47,000 | $76,000 |
| Home Purchase |
58 | $5,107,000 |
$88,000 | $300,000 |
$50,000 | $161,000 |
| Refinancing |
77 | $9,870,000 |
$128,000 | $975,000 |
$54,000 | $491,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $54,000 |
$18,000 | $28,000 |
$25,000 | $40,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $1,720,000 |
$286,000 | $650,000 |
$73,000 | $439,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
133 | $13,490,000 |
$101,000 | $975,000 |
$52,000 | $491,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
142 | $15,264,000 |
$107,000 | $975,000 |
$52,000 | $491,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
12 | $844,000 |
$70,000 | $160,000 |
$34,000 | $61,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
130 | $14,420,000 |
$110,000 | $975,000 |
$54,000 | $491,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $529,000 |
$58,000 | $95,000 |
$31,000 | $61,000 |
| Debt-To-Income Ratio |
3 | $315,000 |
$105,000 | $160,000 |
$43,000 | $50,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PREMIER BANK by:
Metropolitan Area And
County
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