|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PREMIER COMMUNITY BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PREMIER COMMUNITY BANK |
| Address | 350 EAST BAY DRIVE
LARGO, FL 33770 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 66 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,991,000 |
| Average Mortgage Loan Amount Applied For | $119,400 |
| Highest Mortgage Loan Amount Applied For | $1,140,000 |
| Average Applicant Income | $162,200 |
| Highest Applicant Income | $802,000 |
|
|
|
| Home Improvement (one-to-four family) |
6 | $577,000 |
$96,000 | $228,000 |
$118,000 | $802,000 |
| Home Purchase (one-to-four family) |
40 | $7,225,000 |
$180,000 | $1,140,000 |
$98,000 | $615,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
3 | $1,489,000 |
$496,000 | $700,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
17 | $1,700,000 |
$100,000 | $430,000 |
$167,000 | $675,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
1 | $79,000 |
$79,000 | $79,000 |
$22,000 | $22,000 |
| Black |
1 | $35,000 |
$35,000 | $35,000 |
$79,000 | $79,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
12 | $960,000 |
$80,000 | $192,000 |
$55,000 | $196,000 |
| Not applicable |
6 | $1,531,000 |
$255,000 | $700,000 |
$250,000 | $675,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
46 | $8,386,000 |
$182,000 | $1,140,000 |
$105,000 | $802,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
66 | $10,991,000 |
$166,000 | $1,140,000 |
$112,000 | $802,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $2,280,000 |
$175,000 | $1,140,000 |
$49,000 | $196,000 |
| Application Withdrawn By Applicant |
2 | $103,000 |
$51,000 | $72,000 |
$102,000 | $112,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
51 | $8,608,000 |
$168,000 | $960,000 |
$140,000 | $802,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PREMIER COMMUNITY BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
