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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PREMIER MEMBERS FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
PREMIER MEMBERS FCU |
| Address | 5495 ARAPAHOE AVE
BOULDER, CO 80303 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 286 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,835,000 |
| Average Mortgage Loan Amount Applied For | $44,416 |
| Highest Mortgage Loan Amount Applied For | $180,000 |
| Average Applicant Income | $89,833 |
| Highest Applicant Income | $276,000 |
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| Home Improvement |
67 | $2,089,000 |
$31,000 | $100,000 |
$93,000 | $276,000 |
| Home Purchase |
16 | $706,000 |
$44,000 | $180,000 |
$59,000 | $147,000 |
| Refinancing |
216 | $9,707,000 |
$44,000 | $150,000 |
$89,000 | $266,000 |
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| American Indian or Alaskan Native |
4 | $105,000 |
$26,000 | $40,000 |
$68,000 | $136,000 |
| Asian |
8 | $306,000 |
$38,000 | $75,000 |
$88,000 | $136,000 |
| Black or African American |
4 | $141,000 |
$35,000 | $60,000 |
$84,000 | $101,000 |
| Hispanic |
20 | $757,000 |
$37,000 | $100,000 |
$78,000 | $171,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
50 | $1,994,000 |
$39,000 | $150,000 |
$90,000 | $222,000 |
| White |
213 | $9,199,000 |
$43,000 | $180,000 |
$89,000 | $276,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
299 | $12,502,000 |
$41,000 | $180,000 |
$88,000 | $276,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
12 | $612,000 |
$51,000 | $92,000 |
$98,000 | $187,000 |
| Application Denied By Financial Institution |
22 | $826,000 |
$37,000 | $180,000 |
$52,000 | $125,000 |
| Application Withdrawn By Applicant |
39 | $1,693,000 |
$43,000 | $150,000 |
$74,000 | $187,000 |
| File Closed For Incompleteness |
5 | $251,000 |
$50,000 | $88,000 |
$108,000 | $135,000 |
| Loan Originated |
221 | $9,120,000 |
$41,000 | $150,000 |
$93,000 | $276,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $281,000 |
$70,000 | $180,000 |
$79,000 | $125,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $78,000 |
$19,000 | $27,000 |
$65,000 | $81,000 |
| Debt-To-Income Ratio |
14 | $467,000 |
$33,000 | $97,000 |
$40,000 | $65,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PREMIER MEMBERS FCU by:
Metropolitan Area And
County
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