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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PREMIERWEST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PREMIERWEST BANK |
| Address | 503 AIRPORT RD., SUITE 101
MEDFORD, OR 97504 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 200 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $33,734,000 |
| Average Mortgage Loan Amount Applied For | $248,133 |
| Highest Mortgage Loan Amount Applied For | $1,368,000 |
| Average Applicant Income | $93,800 |
| Highest Applicant Income | $1,244,000 |
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| Home Improvement |
67 | $4,847,000 |
$72,000 | $764,000 |
$61,000 | $310,000 |
| Home Purchase |
74 | $19,040,000 |
$257,000 | $1,368,000 |
$96,000 | $1,118,000 |
| Refinancing |
60 | $9,862,000 |
$164,000 | $580,000 |
$102,000 | $1,244,000 |
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| American Indian or Alaskan Native |
5 | $823,000 |
$164,000 | $369,000 |
$46,000 | $72,000 |
| Asian |
7 | $1,390,000 |
$198,000 | $365,000 |
$67,000 | $155,000 |
| Black or African American |
1 | $200,000 |
$200,000 | $200,000 |
$84,000 | $84,000 |
| Hispanic |
4 | $393,000 |
$98,000 | $218,000 |
$31,000 | $42,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $359,000 |
$179,000 | $188,000 |
$126,000 | $126,000 |
| Not applicable |
7 | $3,041,000 |
$434,000 | $995,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
175 | $27,543,000 |
$157,000 | $1,368,000 |
$92,000 | $1,244,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
199 | $33,333,000 |
$167,000 | $1,368,000 |
$86,000 | $1,244,000 |
| FHA-insured (Federal Housing Administration) |
2 | $416,000 |
$208,000 | $216,000 |
$76,000 | $78,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $1,184,000 |
$197,000 | $610,000 |
$75,000 | $142,000 |
| Application Denied By Financial Institution |
45 | $4,089,000 |
$90,000 | $271,000 |
$40,000 | $140,000 |
| Application Withdrawn By Applicant |
34 | $7,990,000 |
$235,000 | $764,000 |
$74,000 | $310,000 |
| File Closed For Incompleteness |
11 | $2,039,000 |
$185,000 | $380,000 |
$76,000 | $222,000 |
| Loan Originated |
105 | $18,447,000 |
$175,000 | $1,368,000 |
$111,000 | $1,244,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PREMIERWEST BANK by:
Metropolitan Area And
County
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