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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PRESTON NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PRESTON NATIONAL BANK |
| Address | 5644 LBJ FREEWAY
DALLAS, TX 75240 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 136 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,634,000 |
| Average Mortgage Loan Amount Applied For | $77,625 |
| Highest Mortgage Loan Amount Applied For | $830,000 |
| Average Applicant Income | $92,375 |
| Highest Applicant Income | $486,000 |
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| Home Improvement |
2 | $67,000 |
$33,000 | $50,000 |
$130,000 | $132,000 |
| Home Purchase |
130 | $11,494,000 |
$88,000 | $830,000 |
$54,000 | $367,000 |
| Refinancing |
4 | $1,073,000 |
$268,000 | $619,000 |
$137,000 | $486,000 |
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| American Indian or Alaskan Native |
2 | $157,000 |
$78,000 | $80,000 |
$82,000 | $141,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $223,000 |
$55,000 | $69,000 |
$66,000 | $140,000 |
| Hispanic |
8 | $541,000 |
$67,000 | $76,000 |
$56,000 | $100,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
55 | $5,280,000 |
$96,000 | $685,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
67 | $6,433,000 |
$96,000 | $830,000 |
$105,000 | $486,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
136 | $12,634,000 |
$92,000 | $830,000 |
$58,000 | $486,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
14 | $1,645,000 |
$117,000 | $685,000 |
$69,000 | $367,000 |
| Application Denied By Financial Institution |
5 | $363,000 |
$72,000 | $85,000 |
$39,000 | $58,000 |
| Application Withdrawn By Applicant |
1 | $115,000 |
$115,000 | $115,000 |
$71,000 | $71,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
116 | $10,511,000 |
$90,000 | $830,000 |
$57,000 | $486,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $216,000 |
$72,000 | $77,000 |
$39,000 | $58,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $147,000 |
$73,000 | $85,000 |
$39,000 | $42,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PRESTON NATIONAL BANK by:
Metropolitan Area And
County
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