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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PRIME PACIFIC BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
PRIME PACIFIC BANK, N.A. |
| Address | 4710 196TH STREET SW, PO BOX 2518
LYNNWOOD, WA 98036 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 78 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,815,000 |
| Average Mortgage Loan Amount Applied For | $65,933 |
| Highest Mortgage Loan Amount Applied For | $892,000 |
| Average Applicant Income | $55,333 |
| Highest Applicant Income | $162,000 |
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| Home Improvement |
72 | $1,382,000 |
$19,000 | $200,000 |
$57,000 | $162,000 |
| Home Purchase |
1 | $600,000 |
$600,000 | $600,000 |
$0 | $0 |
| Refinancing |
5 | $1,833,000 |
$366,000 | $892,000 |
$87,000 | $162,000 |
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| American Indian or Alaskan Native |
6 | $94,000 |
$15,000 | $23,000 |
$57,000 | $100,000 |
| Asian |
5 | $86,000 |
$17,000 | $26,000 |
$56,000 | $78,000 |
| Black or African American |
1 | $18,000 |
$18,000 | $18,000 |
$100,000 | $100,000 |
| Hispanic |
4 | $72,000 |
$18,000 | $24,000 |
$24,000 | $50,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $800,000 |
$400,000 | $600,000 |
$0 | $0 |
| Not Provided |
11 | $104,000 |
$9,000 | $26,000 |
$67,000 | $162,000 |
| White |
49 | $2,641,000 |
$53,000 | $892,000 |
$61,000 | $162,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
78 | $3,815,000 |
$48,000 | $892,000 |
$59,000 | $162,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $77,000 |
$25,000 | $28,000 |
$120,000 | $162,000 |
| Application Denied By Financial Institution |
61 | $1,037,000 |
$17,000 | $122,000 |
$58,000 | $162,000 |
| Application Withdrawn By Applicant |
4 | $88,000 |
$22,000 | $29,000 |
$72,000 | $100,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
10 | $2,613,000 |
$261,000 | $892,000 |
$40,000 | $139,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $22,000 |
$22,000 | $22,000 |
$38,000 | $38,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
52 | $858,000 |
$16,000 | $122,000 |
$58,000 | $162,000 |
| Debt-To-Income Ratio |
8 | $157,000 |
$19,000 | $33,000 |
$58,000 | $74,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PRIME PACIFIC BANK, N.A. by:
Metropolitan Area And
County
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