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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PRIMEDIRECT MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
PRIMEDIRECT MORTGAGE |
| Address | 1701 E. ST ANDREW PL
SANTA ANA, CA 92705 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 127 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $35,779,000 |
| Average Mortgage Loan Amount Applied For | $233,000 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $86,727 |
| Highest Applicant Income | $252,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
27 | $7,769,000 |
$287,000 | $800,000 |
$98,000 | $252,000 |
| Refinancing |
102 | $28,695,000 |
$281,000 | $609,000 |
$76,000 | $238,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $1,205,000 |
$301,000 | $405,000 |
$123,000 | $154,000 |
| Black or African American |
14 | $3,972,000 |
$283,000 | $509,000 |
$61,000 | $129,000 |
| Hispanic |
44 | $11,100,000 |
$252,000 | $609,000 |
$74,000 | $144,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
37 | $11,140,000 |
$301,000 | $656,000 |
$79,000 | $173,000 |
| White |
30 | $9,047,000 |
$301,000 | $800,000 |
$96,000 | $252,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
128 | $35,992,000 |
$281,000 | $800,000 |
$80,000 | $252,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $472,000 |
$472,000 | $472,000 |
$163,000 | $163,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $375,000 |
$375,000 | $375,000 |
$74,000 | $74,000 |
| Application Denied By Financial Institution |
9 | $3,027,000 |
$336,000 | $492,000 |
$82,000 | $136,000 |
| Application Withdrawn By Applicant |
6 | $1,956,000 |
$326,000 | $495,000 |
$68,000 | $143,000 |
| File Closed For Incompleteness |
46 | $14,847,000 |
$322,000 | $800,000 |
$83,000 | $252,000 |
| Loan Originated |
66 | $16,136,000 |
$244,000 | $600,000 |
$80,000 | $238,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $123,000 |
$123,000 | $123,000 |
$100,000 | $100,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
7 | $2,130,000 |
$304,000 | $413,000 |
$71,000 | $114,000 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $615,000 |
$307,000 | $492,000 |
$100,000 | $100,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $405,000 |
$405,000 | $405,000 |
$136,000 | $136,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PRIMEDIRECT MORTGAGE by:
Metropolitan Area And
County
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