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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PRINCE GEORGE'S EMPLOYEES FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
PRINCE GEORGE'S EMPLOYEES FCU |
| Address | 14450 OLD MILL RD UPPER MALRBORO, MD 20772 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 22 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,136,000 |
| Average Mortgage Loan Amount Applied For | $63,000 |
| Highest Mortgage Loan Amount Applied For | $145,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $192,000 |
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| Home Improvement |
9 | $297,000 |
$33,000 | $60,000 |
$105,000 | $191,000 |
| Home Purchase |
2 | $130,000 |
$65,000 | $100,000 |
$118,000 | $134,000 |
| Refinancing |
11 | $709,000 |
$64,000 | $145,000 |
$102,000 | $192,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
6 | $203,000 |
$33,000 | $66,000 |
$120,000 | $192,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
14 | $748,000 |
$53,000 | $100,000 |
$98,000 | $151,000 |
| White |
2 | $185,000 |
$92,000 | $145,000 |
$101,000 | $108,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
22 | $1,136,000 |
$51,000 | $145,000 |
$105,000 | $192,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $60,000 |
$60,000 | $60,000 |
$127,000 | $127,000 |
| Application Denied By Financial Institution |
4 | $203,000 |
$50,000 | $88,000 |
$94,000 | $149,000 |
| Application Withdrawn By Applicant |
2 | $45,000 |
$22,000 | $30,000 |
$82,000 | $128,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
15 | $828,000 |
$55,000 | $145,000 |
$109,000 | $192,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $60,000 |
$60,000 | $60,000 |
$101,000 | $101,000 |
| Debt-To-Income Ratio |
2 | $128,000 |
$64,000 | $88,000 |
$104,000 | $149,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PRINCE GEORGE'S EMPLOYEES FCU by:
Metropolitan Area And
County
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