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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PRINCETON UNIVERSITY FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
PRINCETON UNIVERSITY FCU |
| Address | 104 CARNEGIE CENTER STE 103
PRINCETON, NJ 08540 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 130 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,106,000 |
| Average Mortgage Loan Amount Applied For | $58,600 |
| Highest Mortgage Loan Amount Applied For | $625,000 |
| Average Applicant Income | $96,300 |
| Highest Applicant Income | $423,000 |
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| Home Improvement |
81 | $5,112,000 |
$63,000 | $625,000 |
$95,000 | $307,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
49 | $4,994,000 |
$101,000 | $572,000 |
$105,000 | $423,000 |
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| American Indian or Alaskan Native |
2 | $170,000 |
$85,000 | $120,000 |
$105,000 | $146,000 |
| Asian |
3 | $500,000 |
$166,000 | $300,000 |
$150,000 | $206,000 |
| Black or African American |
19 | $1,729,000 |
$91,000 | $278,000 |
$93,000 | $307,000 |
| Hispanic |
7 | $184,000 |
$26,000 | $50,000 |
$60,000 | $84,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $20,000 |
$20,000 | $20,000 |
$84,000 | $84,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5 | $409,000 |
$81,000 | $135,000 |
$87,000 | $106,000 |
| White |
93 | $7,094,000 |
$76,000 | $625,000 |
$101,000 | $423,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
130 | $10,106,000 |
$77,000 | $625,000 |
$98,000 | $423,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $514,000 |
$171,000 | $500,000 |
$166,000 | $423,000 |
| Application Withdrawn By Applicant |
4 | $210,000 |
$52,000 | $178,000 |
$88,000 | $135,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
123 | $9,382,000 |
$76,000 | $625,000 |
$97,000 | $307,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $4,000 |
$4,000 | $4,000 |
$37,000 | $37,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PRINCETON UNIVERSITY FCU by:
Metropolitan Area And
County
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