|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PRIORITYONE BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PRIORITYONE BANK |
| Address | 220 NORTH MAIN STREET
MAGEE, MS 39111 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 583 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $26,284,000 |
| Average Mortgage Loan Amount Applied For | $79,869 |
| Highest Mortgage Loan Amount Applied For | $1,079,000 |
| Average Applicant Income | $66,913 |
| Highest Applicant Income | $1,020,000 |
|
|
|
| Home Improvement |
194 | $3,380,000 |
$17,000 | $204,000 |
$42,000 | $219,000 |
| Home Purchase |
180 | $11,993,000 |
$66,000 | $1,079,000 |
$61,000 | $1,020,000 |
| Refinancing |
210 | $10,962,000 |
$52,000 | $396,000 |
$57,000 | $300,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
113 | $2,703,000 |
$23,000 | $396,000 |
$34,000 | $237,000 |
| Hispanic |
4 | $321,000 |
$80,000 | $158,000 |
$58,000 | $95,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
16 | $2,653,000 |
$165,000 | $1,079,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
451 | $20,658,000 |
$45,000 | $991,000 |
$60,000 | $1,020,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
582 | $26,119,000 |
$44,000 | $1,079,000 |
$53,000 | $1,020,000 |
| FHA-insured (Federal Housing Administration) |
2 | $216,000 |
$108,000 | $118,000 |
$66,000 | $70,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
51 | $1,875,000 |
$36,000 | $165,000 |
$32,000 | $120,000 |
| Application Withdrawn By Applicant |
2 | $141,000 |
$70,000 | $118,000 |
$63,000 | $64,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
531 | $24,319,000 |
$45,000 | $1,079,000 |
$55,000 | $1,020,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
35 | $796,000 |
$22,000 | $81,000 |
$28,000 | $80,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PRIORITYONE BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
