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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PROGRESSIVE BANK N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
PROGRESSIVE BANK N.A. |
| Address | 875 NATIONAL ROAD
WHEELING, WV 26003 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 206 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,659,000 |
| Average Mortgage Loan Amount Applied For | $174,062 |
| Highest Mortgage Loan Amount Applied For | $2,218,000 |
| Average Applicant Income | $45,437 |
| Highest Applicant Income | $186,000 |
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| Home Improvement |
115 | $2,133,000 |
$18,000 | $132,000 |
$51,000 | $186,000 |
| Home Purchase |
49 | $5,557,000 |
$113,000 | $2,218,000 |
$43,000 | $105,000 |
| Refinancing |
42 | $1,969,000 |
$46,000 | $140,000 |
$42,000 | $127,000 |
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| American Indian or Alaskan Native |
1 | $3,000 |
$3,000 | $3,000 |
$0 | $0 |
| Asian |
2 | $208,000 |
$104,000 | $120,000 |
$104,000 | $186,000 |
| Black or African American |
1 | $25,000 |
$25,000 | $25,000 |
$91,000 | $91,000 |
| Hispanic |
1 | $46,000 |
$46,000 | $46,000 |
$22,000 | $22,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $2,218,000 |
$2,218,000 | $2,218,000 |
$0 | $0 |
| Not Provided |
1 | $20,000 |
$20,000 | $20,000 |
$36,000 | $36,000 |
| White |
199 | $7,139,000 |
$35,000 | $232,000 |
$47,000 | $172,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
206 | $9,659,000 |
$46,000 | $2,218,000 |
$47,000 | $186,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $20,000 |
$20,000 | $20,000 |
$9,000 | $9,000 |
| Application Denied By Financial Institution |
41 | $1,343,000 |
$32,000 | $152,000 |
$49,000 | $160,000 |
| Application Withdrawn By Applicant |
17 | $3,089,000 |
$181,000 | $2,218,000 |
$43,000 | $85,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
147 | $5,207,000 |
$35,000 | $232,000 |
$48,000 | $186,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $75,000 |
$75,000 | $75,000 |
$31,000 | $31,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
26 | $547,000 |
$21,000 | $140,000 |
$39,000 | $130,000 |
| Debt-To-Income Ratio |
11 | $610,000 |
$55,000 | $152,000 |
$69,000 | $160,000 |
| Employment History |
2 | $31,000 |
$15,000 | $25,000 |
$54,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $80,000 |
$80,000 | $80,000 |
$103,000 | $103,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PROGRESSIVE BANK N.A. by:
Metropolitan Area And
County
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