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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PROVIDENCE HS FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
PROVIDENCE HS FCU |
| Address | 5050 NE HOYT ST #99
PORTLAND, OR 97213 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 185 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,999,000 |
| Average Mortgage Loan Amount Applied For | $54,375 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $80,875 |
| Highest Applicant Income | $467,000 |
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| Home Improvement |
94 | $3,948,000 |
$42,000 | $300,000 |
$81,000 | $467,000 |
| Home Purchase |
11 | $1,007,000 |
$91,000 | $196,000 |
$89,000 | $194,000 |
| Refinancing |
81 | $5,076,000 |
$62,000 | $241,000 |
$64,000 | $144,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $132,000 |
$66,000 | $100,000 |
$52,000 | $60,000 |
| Black or African American |
6 | $273,000 |
$45,000 | $100,000 |
$56,000 | $94,000 |
| Hispanic |
4 | $136,000 |
$34,000 | $45,000 |
$53,000 | $93,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
11 | $897,000 |
$81,000 | $184,000 |
$46,000 | $63,000 |
| White |
163 | $8,593,000 |
$52,000 | $300,000 |
$77,000 | $467,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
186 | $10,031,000 |
$53,000 | $300,000 |
$74,000 | $467,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
11 | $558,000 |
$50,000 | $100,000 |
$48,000 | $74,000 |
| Application Withdrawn By Applicant |
4 | $186,000 |
$46,000 | $100,000 |
$76,000 | $118,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
171 | $9,287,000 |
$54,000 | $300,000 |
$76,000 | $467,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $230,000 |
$46,000 | $100,000 |
$48,000 | $74,000 |
| Debt-To-Income Ratio |
4 | $213,000 |
$53,000 | $100,000 |
$48,000 | $63,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $115,000 |
$57,000 | $83,000 |
$47,000 | $57,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PROVIDENCE HS FCU by:
Metropolitan Area And
County
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