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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PROVINCIAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PROVINCIAL BANK |
| Address | 20280 IBERIA AVE
LAKEVILLE, MN 55044 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 61 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,051,000 |
| Average Mortgage Loan Amount Applied For | $92,307 |
| Highest Mortgage Loan Amount Applied For | $315,000 |
| Average Applicant Income | $136,615 |
| Highest Applicant Income | $400,000 |
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| Home Improvement |
18 | $828,000 |
$46,000 | $107,000 |
$126,000 | $400,000 |
| Home Purchase |
10 | $1,421,000 |
$142,000 | $225,000 |
$178,000 | $350,000 |
| Refinancing |
33 | $2,802,000 |
$84,000 | $315,000 |
$119,000 | $228,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $14,000 |
$14,000 | $14,000 |
$80,000 | $80,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $62,000 |
$62,000 | $62,000 |
$191,000 | $191,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $221,000 |
$73,000 | $151,000 |
$114,000 | $160,000 |
| Not Provided |
1 | $202,000 |
$202,000 | $202,000 |
$224,000 | $224,000 |
| White |
55 | $4,552,000 |
$82,000 | $315,000 |
$130,000 | $400,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
61 | $5,051,000 |
$82,000 | $315,000 |
$130,000 | $400,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $34,000 |
$17,000 | $31,000 |
$80,000 | $94,000 |
| Application Withdrawn By Applicant |
3 | $273,000 |
$91,000 | $150,000 |
$114,000 | $264,000 |
| File Closed For Incompleteness |
1 | $225,000 |
$225,000 | $225,000 |
$80,000 | $80,000 |
| Loan Originated |
55 | $4,519,000 |
$82,000 | $315,000 |
$134,000 | $400,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $34,000 |
$17,000 | $31,000 |
$80,000 | $94,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PROVINCIAL BANK by:
Metropolitan Area And
County
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