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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PRP NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PRP NATIONAL BANK |
| Address | 8492 DIXIE HIGHWAY
LOUSIVILLE, KY 40258 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 76 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,552,000 |
| Average Mortgage Loan Amount Applied For | $112,400 |
| Highest Mortgage Loan Amount Applied For | $1,202,000 |
| Average Applicant Income | $58,666 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
11 | $164,000 |
$14,000 | $51,000 |
$58,000 | $130,000 |
| Home Purchase |
35 | $4,440,000 |
$126,000 | $1,202,000 |
$50,000 | $300,000 |
| Refinancing |
31 | $2,048,000 |
$66,000 | $257,000 |
$45,000 | $120,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $653,000 |
$163,000 | $260,000 |
$20,000 | $49,000 |
| Hispanic |
1 | $5,000 |
$5,000 | $5,000 |
$51,000 | $51,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $100,000 |
$100,000 | $100,000 |
$29,000 | $29,000 |
| Not applicable |
7 | $1,303,000 |
$186,000 | $589,000 |
$8,000 | $58,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
64 | $4,591,000 |
$71,000 | $1,202,000 |
$56,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
77 | $6,652,000 |
$86,000 | $1,202,000 |
$49,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $680,000 |
$97,000 | $260,000 |
$58,000 | $145,000 |
| Application Withdrawn By Applicant |
17 | $916,000 |
$53,000 | $240,000 |
$37,000 | $80,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
53 | $5,056,000 |
$95,000 | $1,202,000 |
$52,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $287,000 |
$143,000 | $257,000 |
$72,000 | $95,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $124,000 |
$41,000 | $98,000 |
$62,000 | $145,000 |
| Debt-To-Income Ratio |
2 | $269,000 |
$134,000 | $260,000 |
$37,000 | $75,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PRP NATIONAL BANK by:
Metropolitan Area And
County
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