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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PULASKI BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PULASKI BANK |
| Address | 12300 OLIVE BLVD
ST LOUIS, MO 63141 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 9,730 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,459,087,000 |
| Average Mortgage Loan Amount Applied For | $232,625 |
| Highest Mortgage Loan Amount Applied For | $5,895,000 |
| Average Applicant Income | $190,467 |
| Highest Applicant Income | $8,799,000 |
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| Home Improvement |
107 | $13,701,000 |
$128,000 | $1,035,000 |
$90,000 | $645,000 |
| Home Purchase |
7,214 | $1,055,119,000 |
$146,000 | $5,895,000 |
$89,000 | $3,238,000 |
| Refinancing |
2,409 | $390,267,000 |
$162,000 | $2,500,000 |
$104,000 | $8,799,000 |
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| American Indian or Alaskan Native |
6 | $1,034,000 |
$172,000 | $292,000 |
$168,000 | $300,000 |
| Asian |
164 | $25,074,000 |
$152,000 | $549,000 |
$101,000 | $502,000 |
| Black or African American |
419 | $50,730,000 |
$121,000 | $650,000 |
$104,000 | $2,500,000 |
| Hispanic |
119 | $15,411,000 |
$129,000 | $400,000 |
$79,000 | $386,000 |
| Native Hawaiin or Other Pacific Islander |
13 | $1,558,000 |
$119,000 | $270,000 |
$77,000 | $125,000 |
| Not applicable |
19 | $14,027,000 |
$738,000 | $5,895,000 |
$0 | $0 |
| Not Provided |
856 | $131,061,000 |
$153,000 | $1,177,000 |
$97,000 | $2,065,000 |
| White |
8,134 | $1,220,192,000 |
$150,000 | $2,500,000 |
$92,000 | $8,799,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
8,811 | $1,337,360,000 |
$151,000 | $5,895,000 |
$97,000 | $8,799,000 |
| FHA-insured (Federal Housing Administration) |
797 | $100,325,000 |
$125,000 | $233,000 |
$50,000 | $291,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
122 | $21,402,000 |
$175,000 | $417,000 |
$62,000 | $192,000 |
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| Application Approved But Not Accepted |
231 | $31,829,000 |
$137,000 | $1,470,000 |
$92,000 | $1,193,000 |
| Application Denied By Financial Institution |
106 | $15,419,000 |
$145,000 | $1,000,000 |
$57,000 | $360,000 |
| Application Withdrawn By Applicant |
723 | $106,260,000 |
$146,000 | $1,550,000 |
$95,000 | $3,238,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
8,670 | $1,305,579,000 |
$150,000 | $5,895,000 |
$93,000 | $8,799,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
29 | $2,888,000 |
$99,000 | $560,000 |
$46,000 | $120,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
27 | $3,713,000 |
$137,000 | $350,000 |
$48,000 | $220,000 |
| Debt-To-Income Ratio |
26 | $3,428,000 |
$131,000 | $291,000 |
$48,000 | $150,000 |
| Employment History |
1 | $608,000 |
$608,000 | $608,000 |
$351,000 | $351,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
11 | $1,889,000 |
$171,000 | $381,000 |
$62,000 | $170,000 |
| Mortgage Insurance Denied |
1 | $134,000 |
$134,000 | $134,000 |
$66,000 | $66,000 |
| Other |
2 | $402,000 |
$201,000 | $312,000 |
$46,000 | $93,000 |
| Unverifiable Information |
9 | $2,357,000 |
$261,000 | $1,000,000 |
$112,000 | $360,000 |
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Mortgage Loan App Totals for PULASKI BANK by:
Metropolitan Area And
County
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