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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PULLMAN BANK AND TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
PULLMAN BANK AND TRUST |
| Address | 6100 N NORTHWEST HIGHWAY
CHICAGO, IL 60631 |
| Agency | Federal Reserve System (FRS) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 296 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $22,716,000 |
| Average Mortgage Loan Amount Applied For | $136,800 |
| Highest Mortgage Loan Amount Applied For | $1,280,000 |
| Average Applicant Income | $46,600 |
| Highest Applicant Income | $509,000 |
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| Home Improvement |
210 | $8,404,000 |
$37,000 | $640,000 |
$49,500 | $277,000 |
| Home Purchase |
36 | $9,297,000 |
$229,500 | $1,280,000 |
$22,500 | $509,000 |
| Refinancing |
50 | $5,015,000 |
$100,000 | $550,000 |
$36,000 | $133,000 |
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| American Indian or Alaskan Native |
1 | $50,000 |
$50,000 | $50,000 |
$36,000 | $36,000 |
| Asian |
2 | $131,000 |
$65,000 | $100,000 |
$134,000 | $153,000 |
| Black or African American |
154 | $5,493,000 |
$117,000 | $525,000 |
$23,000 | $202,000 |
| Hispanic |
43 | $3,538,000 |
$54,000 | $1,280,000 |
$54,500 | $277,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
17 | $5,446,000 |
$320,000 | $860,000 |
$0 | $0 |
| Not Provided |
3 | $1,000,000 |
$333,000 | $550,000 |
$0 | $0 |
| White |
76 | $7,058,000 |
$69,000 | $640,000 |
$62,500 | $509,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
296 | $22,716,000 |
$66,000 | $1,280,000 |
$42,500 | $509,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $29,000 |
$9,000 | $13,000 |
$49,000 | $57,000 |
| Application Denied By Financial Institution |
61 | $2,888,000 |
$29,000 | $550,000 |
$33,500 | $200,000 |
| Application Withdrawn By Applicant |
8 | $960,000 |
$120,000 | $625,000 |
$32,000 | $81,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
224 | $18,839,000 |
$77,000 | $1,280,000 |
$50,500 | $509,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $131,000 |
$32,000 | $40,000 |
$59,000 | $85,000 |
| Credit Application Incomplete |
4 | $1,130,000 |
$282,000 | $550,000 |
$0 | $0 |
| Credit History |
30 | $842,000 |
$21,500 | $250,000 |
$38,500 | $105,000 |
| Debt-To-Income Ratio |
17 | $398,000 |
$14,500 | $60,000 |
$27,500 | $200,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $187,000 |
$37,000 | $100,000 |
$30,000 | $60,000 |
| Unverifiable Information |
1 | $200,000 |
$200,000 | $200,000 |
$81,000 | $81,000 |
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Mortgage Loan App Totals for PULLMAN BANK AND TRUST by:
Metropolitan Area And
County
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