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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PUTNAM STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PUTNAM STATE BANK |
| Address | 350 STATE ROAD 19 NORTH
PALATKA, FL 32177 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 24 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,164,000 |
| Average Mortgage Loan Amount Applied For | $102,400 |
| Highest Mortgage Loan Amount Applied For | $460,000 |
| Average Applicant Income | $68,200 |
| Highest Applicant Income | $406,000 |
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| Home Improvement |
16 | $69,000 |
$4,000 | $9,000 |
$22,000 | $48,000 |
| Home Purchase |
6 | $1,647,000 |
$274,000 | $460,000 |
$104,000 | $406,000 |
| Refinancing |
2 | $448,000 |
$224,000 | $228,000 |
$103,000 | $207,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $12,000 |
$4,000 | $5,000 |
$10,000 | $18,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $220,000 |
$220,000 | $220,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
20 | $1,932,000 |
$96,000 | $460,000 |
$57,000 | $406,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
24 | $2,164,000 |
$90,000 | $460,000 |
$49,000 | $406,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $38,000 |
$4,000 | $9,000 |
$14,000 | $26,000 |
| Application Withdrawn By Applicant |
1 | $2,000 |
$2,000 | $2,000 |
$17,000 | $17,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
15 | $2,124,000 |
$141,000 | $460,000 |
$70,000 | $406,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $5,000 |
$5,000 | $5,000 |
$18,000 | $18,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $27,000 |
$4,000 | $9,000 |
$14,000 | $26,000 |
| Debt-To-Income Ratio |
1 | $6,000 |
$6,000 | $6,000 |
$8,000 | $8,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PUTNAM STATE BANK by:
Metropolitan Area And
County
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