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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PYRAMAX BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PYRAMAX BANK |
| Address | 2300 TENTH AVENUE
SOUTH MILWAUKEE, WI 53172 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 874 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $135,521,000 |
| Average Mortgage Loan Amount Applied For | $170,375 |
| Highest Mortgage Loan Amount Applied For | $2,485,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $990,000 |
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| Home Improvement |
38 | $1,330,000 |
$35,000 | $450,000 |
$73,000 | $177,000 |
| Home Purchase |
525 | $90,633,000 |
$172,000 | $2,485,000 |
$87,000 | $990,000 |
| Refinancing |
344 | $45,470,000 |
$132,000 | $710,000 |
$76,000 | $272,000 |
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| American Indian or Alaskan Native |
1 | $170,000 |
$170,000 | $170,000 |
$102,000 | $102,000 |
| Asian |
13 | $2,063,000 |
$158,000 | $416,000 |
$97,000 | $159,000 |
| Black or African American |
13 | $1,647,000 |
$126,000 | $300,000 |
$54,000 | $126,000 |
| Hispanic |
34 | $3,311,000 |
$97,000 | $184,000 |
$51,000 | $123,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $30,000 |
$30,000 | $30,000 |
$48,000 | $48,000 |
| Not applicable |
1 | $481,000 |
$481,000 | $481,000 |
$0 | $0 |
| Not Provided |
5 | $849,000 |
$169,000 | $270,000 |
$94,000 | $211,000 |
| White |
839 | $128,882,000 |
$153,000 | $2,485,000 |
$83,000 | $990,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
907 | $137,433,000 |
$151,000 | $2,485,000 |
$82,000 | $990,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
20 | $2,185,000 |
$109,000 | $405,000 |
$91,000 | $237,000 |
| Application Denied By Financial Institution |
27 | $2,211,000 |
$81,000 | $220,000 |
$58,000 | $211,000 |
| Application Withdrawn By Applicant |
51 | $7,603,000 |
$149,000 | $650,000 |
$91,000 | $237,000 |
| File Closed For Incompleteness |
2 | $245,000 |
$122,000 | $198,000 |
$68,000 | $84,000 |
| Loan Originated |
797 | $123,863,000 |
$155,000 | $2,485,000 |
$82,000 | $990,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
10 | $1,326,000 |
$132,000 | $240,000 |
$40,000 | $69,000 |
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| Collateral |
3 | $314,000 |
$104,000 | $152,000 |
$119,000 | $211,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
25 | $2,075,000 |
$83,000 | $155,000 |
$46,000 | $95,000 |
| Debt-To-Income Ratio |
7 | $837,000 |
$119,000 | $240,000 |
$50,000 | $91,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $145,000 |
$145,000 | $145,000 |
$54,000 | $54,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $166,000 |
$166,000 | $166,000 |
$69,000 | $69,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PYRAMAX BANK by:
Metropolitan Area And
County
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