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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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QUAD CITY BANK AND TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
QUAD CITY BANK AND TRUST |
| Address | 3551 7TH STREET, STE 100
MOLINE, IL 61265 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 752 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $86,132,000 |
| Average Mortgage Loan Amount Applied For | $230,326 |
| Highest Mortgage Loan Amount Applied For | $2,240,000 |
| Average Applicant Income | $163,652 |
| Highest Applicant Income | $1,042,000 |
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| Home Improvement |
79 | $3,366,000 |
$42,000 | $160,000 |
$81,000 | $305,000 |
| Home Purchase |
479 | $62,368,000 |
$130,000 | $2,240,000 |
$82,000 | $900,000 |
| Refinancing |
222 | $22,859,000 |
$102,000 | $706,000 |
$88,000 | $1,042,000 |
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| American Indian or Alaskan Native |
3 | $436,000 |
$145,000 | $248,000 |
$84,000 | $130,000 |
| Asian |
9 | $1,300,000 |
$144,000 | $326,000 |
$124,000 | $468,000 |
| Black or African American |
17 | $1,690,000 |
$99,000 | $591,000 |
$44,000 | $144,000 |
| Hispanic |
27 | $2,622,000 |
$97,000 | $250,000 |
$60,000 | $210,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,669,000 |
$208,000 | $744,000 |
$18,000 | $149,000 |
| Not Provided |
8 | $261,000 |
$32,000 | $78,000 |
$54,000 | $105,000 |
| White |
708 | $80,615,000 |
$113,000 | $2,240,000 |
$86,000 | $1,042,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
750 | $85,997,000 |
$114,000 | $2,240,000 |
$86,000 | $1,042,000 |
| FHA-insured (Federal Housing Administration) |
26 | $2,161,000 |
$83,000 | $143,000 |
$42,000 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $110,000 |
$110,000 | $110,000 |
$67,000 | $67,000 |
| VA-guaranteed (Veterans Administration) |
3 | $325,000 |
$108,000 | $121,000 |
$52,000 | $61,000 |
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| Application Approved But Not Accepted |
12 | $844,000 |
$70,000 | $373,000 |
$125,000 | $338,000 |
| Application Denied By Financial Institution |
43 | $3,036,000 |
$70,000 | $591,000 |
$50,000 | $144,000 |
| Application Withdrawn By Applicant |
42 | $4,211,000 |
$100,000 | $255,000 |
$65,000 | $305,000 |
| File Closed For Incompleteness |
18 | $1,960,000 |
$108,000 | $360,000 |
$71,000 | $279,000 |
| Loan Originated |
632 | $75,361,000 |
$119,000 | $2,240,000 |
$89,000 | $1,042,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
33 | $3,181,000 |
$96,000 | $296,000 |
$45,000 | $202,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for QUAD CITY BANK AND TRUST by:
Metropolitan Area And
County
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