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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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QUAIL CREEK BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
QUAIL CREEK BANK, N.A. |
| Address | 12201 N MAY AVENUE
OKALHOMA CITY, OK 73120 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 222 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $49,899,000 |
| Average Mortgage Loan Amount Applied For | $249,600 |
| Highest Mortgage Loan Amount Applied For | $5,831,000 |
| Average Applicant Income | $93,250 |
| Highest Applicant Income | $2,701,000 |
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| Home Improvement |
21 | $769,000 |
$36,000 | $250,000 |
$123,000 | $516,000 |
| Home Purchase |
68 | $19,867,000 |
$292,000 | $2,954,000 |
$109,000 | $2,701,000 |
| Refinancing |
133 | $29,263,000 |
$220,000 | $5,831,000 |
$112,000 | $876,000 |
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| American Indian or Alaskan Native |
1 | $650,000 |
$650,000 | $650,000 |
$185,000 | $185,000 |
| Asian |
17 | $2,104,000 |
$123,000 | $292,000 |
$80,000 | $318,000 |
| Black or African American |
7 | $719,000 |
$102,000 | $315,000 |
$97,000 | $363,000 |
| Hispanic |
12 | $1,910,000 |
$159,000 | $650,000 |
$88,000 | $260,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
45 | $25,698,000 |
$571,000 | $5,831,000 |
$0 | $0 |
| Not Provided |
3 | $392,000 |
$130,000 | $159,000 |
$28,000 | $48,000 |
| White |
137 | $18,426,000 |
$134,000 | $1,442,000 |
$157,000 | $2,701,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
222 | $49,899,000 |
$224,000 | $5,831,000 |
$112,000 | $2,701,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $2,660,000 |
$204,000 | $650,000 |
$59,000 | $185,000 |
| Application Withdrawn By Applicant |
16 | $2,538,000 |
$158,000 | $650,000 |
$37,000 | $77,000 |
| File Closed For Incompleteness |
1 | $140,000 |
$140,000 | $140,000 |
$85,000 | $85,000 |
| Loan Originated |
192 | $44,561,000 |
$232,000 | $5,831,000 |
$122,000 | $2,701,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $65,000 |
$65,000 | $65,000 |
$24,000 | $24,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $1,595,000 |
$199,000 | $417,000 |
$70,000 | $126,000 |
| Debt-To-Income Ratio |
2 | $299,000 |
$149,000 | $159,000 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $51,000 |
$51,000 | $51,000 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $650,000 |
$650,000 | $650,000 |
$185,000 | $185,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for QUAIL CREEK BANK, N.A. by:
Metropolitan Area And
County
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