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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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R-G CROWN BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
R-G CROWN BANK |
| Address | 105 LIVE OAKS GARDENS
CASSELBERRY, FL 32707 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,193 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $635,787,000 |
| Average Mortgage Loan Amount Applied For | $262,472 |
| Highest Mortgage Loan Amount Applied For | $8,000,000 |
| Average Applicant Income | $98,134 |
| Highest Applicant Income | $9,092,000 |
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| Home Improvement |
47 | $2,511,000 |
$53,000 | $497,000 |
$68,000 | $572,000 |
| Home Purchase |
1,702 | $526,523,000 |
$309,000 | $3,884,000 |
$112,000 | $4,710,000 |
| Refinancing |
444 | $106,753,000 |
$240,000 | $8,000,000 |
$121,000 | $9,092,000 |
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| American Indian or Alaskan Native |
5 | $1,020,000 |
$204,000 | $533,000 |
$162,000 | $638,000 |
| Asian |
56 | $16,180,000 |
$288,000 | $1,395,000 |
$145,000 | $996,000 |
| Black or African American |
143 | $28,214,000 |
$197,000 | $712,000 |
$76,000 | $288,000 |
| Hispanic |
478 | $107,847,000 |
$225,000 | $5,000,000 |
$111,000 | $1,788,000 |
| Native Hawaiin or Other Pacific Islander |
16 | $3,663,000 |
$228,000 | $312,000 |
$83,000 | $184,000 |
| Not applicable |
406 | $125,438,000 |
$308,000 | $1,620,000 |
$0 | $0 |
| Not Provided |
126 | $36,765,000 |
$291,000 | $3,500,000 |
$150,000 | $4,022,000 |
| White |
963 | $316,660,000 |
$328,000 | $8,000,000 |
$162,000 | $9,092,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,186 | $634,714,000 |
$290,000 | $8,000,000 |
$114,000 | $9,092,000 |
| FHA-insured (Federal Housing Administration) |
5 | $695,000 |
$139,000 | $178,000 |
$28,000 | $44,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $378,000 |
$189,000 | $189,000 |
$0 | $0 |
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| Application Approved But Not Accepted |
92 | $35,403,000 |
$384,000 | $5,000,000 |
$185,000 | $1,363,000 |
| Application Denied By Financial Institution |
332 | $80,058,000 |
$241,000 | $3,500,000 |
$97,000 | $860,000 |
| Application Withdrawn By Applicant |
177 | $69,717,000 |
$393,000 | $8,000,000 |
$214,000 | $9,092,000 |
| File Closed For Incompleteness |
5 | $670,000 |
$134,000 | $320,000 |
$112,000 | $240,000 |
| Loan Originated |
1,186 | $325,687,000 |
$274,000 | $3,690,000 |
$136,000 | $4,710,000 |
| Loan Purchased By The Institution |
401 | $124,252,000 |
$309,000 | $1,620,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
24 | $6,588,000 |
$274,000 | $1,918,000 |
$124,000 | $741,000 |
| Credit Application Incomplete |
31 | $10,011,000 |
$322,000 | $2,191,000 |
$144,000 | $700,000 |
| Credit History |
121 | $21,614,000 |
$178,000 | $3,500,000 |
$74,000 | $860,000 |
| Debt-To-Income Ratio |
42 | $11,276,000 |
$268,000 | $1,749,000 |
$72,000 | $300,000 |
| Employment History |
10 | $4,325,000 |
$432,000 | $1,600,000 |
$125,000 | $426,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
15 | $3,551,000 |
$236,000 | $584,000 |
$89,000 | $373,000 |
| Mortgage Insurance Denied |
1 | $1,000,000 |
$1,000,000 | $1,000,000 |
$411,000 | $411,000 |
| Other |
83 | $20,852,000 |
$251,000 | $1,500,000 |
$113,000 | $675,000 |
| Unverifiable Information |
5 | $841,000 |
$168,000 | $232,000 |
$107,000 | $367,000 |
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Mortgage Loan App Totals for R-G CROWN BANK by:
Metropolitan Area And
County
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