|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
R-G FEDERAL CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
R-G FEDERAL CREDIT UNION |
| Address | 128 WEST MARKEY ROAD
BELTON, MO 64012 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 25 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,537,000 |
| Average Mortgage Loan Amount Applied For | $82,800 |
| Highest Mortgage Loan Amount Applied For | $250,000 |
| Average Applicant Income | $59,600 |
| Highest Applicant Income | $133,000 |
|
|
|
| Home Improvement |
3 | $44,000 |
$14,000 | $16,000 |
$49,000 | $90,000 |
| Home Purchase |
8 | $1,229,000 |
$153,000 | $228,000 |
$84,000 | $133,000 |
| Refinancing |
14 | $1,264,000 |
$90,000 | $250,000 |
$61,000 | $126,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $70,000 |
$70,000 | $70,000 |
$49,000 | $49,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5 | $679,000 |
$135,000 | $225,000 |
$68,000 | $109,000 |
| White |
19 | $1,788,000 |
$94,000 | $250,000 |
$68,000 | $133,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
25 | $2,537,000 |
$101,000 | $250,000 |
$67,000 | $133,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $308,000 |
$154,000 | $160,000 |
$84,000 | $126,000 |
| Application Withdrawn By Applicant |
2 | $336,000 |
$168,000 | $228,000 |
$74,000 | $115,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
21 | $1,893,000 |
$90,000 | $250,000 |
$65,000 | $133,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $160,000 |
$160,000 | $160,000 |
$42,000 | $42,000 |
| Debt-To-Income Ratio |
1 | $148,000 |
$148,000 | $148,000 |
$126,000 | $126,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for R-G FEDERAL CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
