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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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R-G PREMIER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
R-G PREMIER BANK |
| Address | PO BOX 362394 SAN JUAN, PR 00936-2394 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 11,458 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,216,404,000 |
| Average Mortgage Loan Amount Applied For | $92,179 |
| Highest Mortgage Loan Amount Applied For | $3,531,000 |
| Average Applicant Income | $54,320 |
| Highest Applicant Income | $6,698,000 |
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| Home Improvement |
2,073 | $71,257,000 |
$34,000 | $1,025,000 |
$40,000 | $553,000 |
| Home Purchase |
4,249 | $656,670,000 |
$154,000 | $3,531,000 |
$84,000 | $6,698,000 |
| Refinancing |
5,136 | $488,477,000 |
$95,000 | $1,950,000 |
$59,000 | $6,698,000 |
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| American Indian or Alaskan Native |
1 | $20,000 |
$20,000 | $20,000 |
$42,000 | $42,000 |
| Asian |
6 | $633,000 |
$105,000 | $200,000 |
$55,000 | $103,000 |
| Black or African American |
17 | $1,749,000 |
$102,000 | $290,000 |
$50,000 | $144,000 |
| Hispanic |
11,214 | $1,172,814,000 |
$104,000 | $3,531,000 |
$63,000 | $6,698,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
110 | $25,144,000 |
$228,000 | $3,500,000 |
$285,000 | $4,680,000 |
| Not Provided |
31 | $5,672,000 |
$182,000 | $900,000 |
$110,000 | $437,000 |
| White |
79 | $10,372,000 |
$131,000 | $550,000 |
$85,000 | $990,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
11,454 | $1,215,892,000 |
$106,000 | $3,531,000 |
$65,000 | $6,698,000 |
| FHA-insured (Federal Housing Administration) |
4 | $512,000 |
$128,000 | $188,000 |
$53,000 | $87,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
816 | $102,323,000 |
$125,000 | $1,300,000 |
$68,000 | $1,359,000 |
| Application Denied By Financial Institution |
166 | $17,689,000 |
$106,000 | $628,000 |
$58,000 | $494,000 |
| Application Withdrawn By Applicant |
169 | $20,405,000 |
$120,000 | $928,000 |
$71,000 | $631,000 |
| File Closed For Incompleteness |
82 | $9,270,000 |
$113,000 | $480,000 |
$55,000 | $269,000 |
| Loan Originated |
10,159 | $1,057,561,000 |
$104,000 | $3,531,000 |
$65,000 | $6,698,000 |
| Loan Purchased By The Institution |
66 | $9,156,000 |
$138,000 | $460,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for R-G PREMIER BANK by:
Metropolitan Area And
County
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