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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RADIUS FINANCIAL GROUP INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
RADIUS FINANCIAL GROUP INC. |
| Address | 1200 CROWN COLONY DRIVE 7TH FLOOR
QUINCY, MA 02169 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 370 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $88,045,000 |
| Average Mortgage Loan Amount Applied For | $256,384 |
| Highest Mortgage Loan Amount Applied For | $1,195,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $775,000 |
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| Home Improvement |
3 | $663,000 |
$221,000 | $417,000 |
$91,000 | $138,000 |
| Home Purchase |
224 | $55,137,000 |
$246,000 | $1,195,000 |
$109,000 | $775,000 |
| Refinancing |
144 | $32,395,000 |
$224,000 | $638,000 |
$81,000 | $408,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
10 | $945,000 |
$94,000 | $288,000 |
$88,000 | $167,000 |
| Black or African American |
6 | $1,700,000 |
$283,000 | $638,000 |
$77,000 | $364,000 |
| Hispanic |
8 | $1,529,000 |
$191,000 | $312,000 |
$45,000 | $108,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $924,000 |
$231,000 | $375,000 |
$121,000 | $240,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
13 | $3,650,000 |
$280,000 | $660,000 |
$155,000 | $611,000 |
| White |
330 | $79,447,000 |
$240,000 | $1,195,000 |
$98,000 | $775,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
360 | $84,598,000 |
$234,000 | $1,195,000 |
$99,000 | $775,000 |
| FHA-insured (Federal Housing Administration) |
10 | $3,299,000 |
$329,000 | $452,000 |
$76,000 | $137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $298,000 |
$298,000 | $298,000 |
$67,000 | $67,000 |
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| Application Approved But Not Accepted |
29 | $7,847,000 |
$270,000 | $975,000 |
$117,000 | $364,000 |
| Application Denied By Financial Institution |
3 | $1,752,000 |
$584,000 | $1,195,000 |
$143,000 | $311,000 |
| Application Withdrawn By Applicant |
41 | $8,200,000 |
$200,000 | $840,000 |
$80,000 | $312,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
298 | $70,396,000 |
$236,000 | $800,000 |
$99,000 | $775,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $1,521,000 |
$760,000 | $1,195,000 |
$184,000 | $311,000 |
| Employment History |
1 | $231,000 |
$231,000 | $231,000 |
$62,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RADIUS FINANCIAL GROUP INC. by:
Metropolitan Area And
County
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