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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RANCHERS BANKS
Mortgage Loans and Application Details
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| Mortgage Company Name |
RANCHERS BANKS |
| Address | PO BOX 545
BELEN, NM 87002-0545 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 54 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,972,000 |
| Average Mortgage Loan Amount Applied For | $31,000 |
| Highest Mortgage Loan Amount Applied For | $320,000 |
| Average Applicant Income | $51,333 |
| Highest Applicant Income | $1,221,000 |
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| Home Improvement |
24 | $222,000 |
$9,000 | $41,000 |
$45,000 | $196,000 |
| Home Purchase |
16 | $824,000 |
$51,000 | $267,000 |
$97,000 | $1,221,000 |
| Refinancing |
14 | $926,000 |
$66,000 | $320,000 |
$54,000 | $99,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
31 | $767,000 |
$24,000 | $120,000 |
$73,000 | $1,221,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $411,000 |
$102,000 | $267,000 |
$82,000 | $228,000 |
| White |
19 | $794,000 |
$41,000 | $320,000 |
$43,000 | $106,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
54 | $1,972,000 |
$36,000 | $320,000 |
$62,000 | $1,221,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
34 | $992,000 |
$29,000 | $120,000 |
$37,000 | $106,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
20 | $980,000 |
$49,000 | $320,000 |
$104,000 | $1,221,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RANCHERS BANKS by:
Metropolitan Area And
County
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