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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RANCHO BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
RANCHO BANK |
| Address | 530 W. BONITA AVENUE, P.O. BOX 697
SAN DIMAS, CA 91773 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 19 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,223,000 |
| Average Mortgage Loan Amount Applied For | $257,750 |
| Highest Mortgage Loan Amount Applied For | $476,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $303,000 |
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| Home Improvement |
7 | $1,284,000 |
$183,000 | $214,000 |
$0 | $0 |
| Home Purchase |
9 | $1,829,000 |
$235,666 | $408,000 |
$89,666 | $303,000 |
| Refinancing |
4 | $1,230,000 |
$307,000 | $476,000 |
$151,000 | $303,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
7 | $2,131,000 |
$304,000 | $476,000 |
$243,000 | $303,000 |
| Black or African American |
1 | $100,000 |
$100,000 | $100,000 |
$42,000 | $42,000 |
| Hispanic |
1 | $66,000 |
$66,000 | $66,000 |
$35,000 | $35,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $1,906,000 |
$294,500 | $401,000 |
$0 | $0 |
| Not Provided |
1 | $120,000 |
$120,000 | $120,000 |
$108,000 | $108,000 |
| White |
1 | $20,000 |
$20,000 | $20,000 |
$39,000 | $39,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
20 | $4,343,000 |
$244,333 | $476,000 |
$79,666 | $303,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $676,000 |
$129,500 | $370,000 |
$106,000 | $303,000 |
| Application Withdrawn By Applicant |
4 | $1,073,000 |
$268,000 | $476,000 |
$285,000 | $303,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
11 | $2,594,000 |
$310,000 | $408,000 |
$30,000 | $303,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RANCHO BANK by:
Metropolitan Area And
County
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