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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RANDOLPH-BROOKS FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
RANDOLPH-BROOKS FCU |
| Address | PO BOX 2097
UNIVERSAL CITY, TX 78148 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 3,258 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $255,629,000 |
| Average Mortgage Loan Amount Applied For | $83,454 |
| Highest Mortgage Loan Amount Applied For | $779,000 |
| Average Applicant Income | $95,534 |
| Highest Applicant Income | $2,500,000 |
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| Home Improvement |
962 | $32,592,000 |
$33,000 | $336,000 |
$76,000 | $395,000 |
| Home Purchase |
1,823 | $216,349,000 |
$118,000 | $779,000 |
$73,000 | $2,500,000 |
| Refinancing |
1,243 | $105,922,000 |
$85,000 | $600,000 |
$78,000 | $1,800,000 |
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| American Indian or Alaskan Native |
22 | $1,534,000 |
$69,000 | $200,000 |
$61,000 | $119,000 |
| Asian |
74 | $8,523,000 |
$115,000 | $277,000 |
$74,000 | $337,000 |
| Black or African American |
121 | $11,929,000 |
$98,000 | $779,000 |
$91,000 | $2,500,000 |
| Hispanic |
827 | $68,091,000 |
$82,000 | $586,000 |
$63,000 | $1,800,000 |
| Native Hawaiin or Other Pacific Islander |
11 | $1,441,000 |
$131,000 | $179,000 |
$107,000 | $240,000 |
| Not applicable |
1 | $280,000 |
$280,000 | $280,000 |
$0 | $0 |
| Not Provided |
1,257 | $95,151,000 |
$75,000 | $635,000 |
$71,000 | $600,000 |
| White |
1,715 | $167,914,000 |
$97,000 | $630,000 |
$83,000 | $913,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,028 | $354,863,000 |
$88,000 | $779,000 |
$75,000 | $2,500,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
440 | $42,912,000 |
$97,000 | $600,000 |
$82,000 | $600,000 |
| Application Denied By Financial Institution |
504 | $40,969,000 |
$81,000 | $586,000 |
$58,000 | $1,800,000 |
| Application Withdrawn By Applicant |
114 | $9,791,000 |
$85,000 | $630,000 |
$71,000 | $282,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
2,218 | $163,822,000 |
$73,000 | $779,000 |
$83,000 | $2,500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
440 | $61,426,000 |
$139,000 | $600,000 |
$72,000 | $317,000 |
| Preapproval Denied by Financial Institution |
312 | $35,943,000 |
$115,000 | $405,000 |
$51,000 | $576,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RANDOLPH-BROOKS FCU by:
Metropolitan Area And
County
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