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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RAPID CITY TELCO FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
RAPID CITY TELCO FCU |
| Address | 811 E SAINT ANDREW STREET
RAPID CITY, SD 57701 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 47 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,735,000 |
| Average Mortgage Loan Amount Applied For | $56,750 |
| Highest Mortgage Loan Amount Applied For | $163,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
11 | $135,000 |
$12,000 | $20,000 |
$56,000 | $127,000 |
| Home Purchase |
8 | $603,000 |
$75,000 | $160,000 |
$47,000 | $80,000 |
| Refinancing |
28 | $1,997,000 |
$71,000 | $163,000 |
$60,000 | $300,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
6 | $208,000 |
$34,000 | $75,000 |
$66,000 | $162,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
41 | $2,527,000 |
$61,000 | $163,000 |
$55,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
47 | $2,735,000 |
$58,000 | $163,000 |
$57,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $95,000 |
$95,000 | $95,000 |
$39,000 | $39,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
46 | $2,640,000 |
$57,000 | $163,000 |
$57,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $95,000 |
$95,000 | $95,000 |
$39,000 | $39,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RAPID CITY TELCO FCU by:
Metropolitan Area And
County
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