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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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REALTY HOME MORTGAGE ASSOC, LL
Mortgage Loans and Application Details
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| Mortgage Company Name |
REALTY HOME MORTGAGE ASSOC, LL |
| Address | 4041 N CENTRAL AVE #1200
PHOENIX, AZ 85012 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 276 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $33,351,000 |
| Average Mortgage Loan Amount Applied For | $124,680 |
| Highest Mortgage Loan Amount Applied For | $322,000 |
| Average Applicant Income | $28,920 |
| Highest Applicant Income | $317,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
101 | $11,362,000 |
$126,200 | $246,000 |
$56,400 | $317,000 |
| Refinancing |
175 | $21,989,000 |
$137,250 | $322,000 |
$14,750 | $118,000 |
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| American Indian or Alaskan Native |
4 | $506,000 |
$126,000 | $141,000 |
$29,000 | $49,000 |
| Asian |
2 | $258,000 |
$129,000 | $140,000 |
$0 | $0 |
| Black or African American |
18 | $2,410,000 |
$137,833 | $199,000 |
$27,333 | $150,000 |
| Hispanic |
123 | $14,288,000 |
$129,142 | $248,000 |
$10,285 | $93,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $252,000 |
$126,000 | $153,000 |
$21,000 | $43,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
13 | $1,640,000 |
$127,000 | $200,000 |
$8,500 | $92,000 |
| White |
114 | $13,997,000 |
$147,800 | $322,000 |
$32,200 | $317,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
38 | $4,604,000 |
$128,500 | $322,000 |
$83,750 | $317,000 |
| FHA-insured (Federal Housing Administration) |
238 | $28,747,000 |
$135,625 | $206,000 |
$12,500 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
51 | $6,604,000 |
$151,285 | $246,000 |
$21,571 | $87,000 |
| Application Denied By Financial Institution |
22 | $2,591,000 |
$125,000 | $155,000 |
$15,666 | $192,000 |
| Application Withdrawn By Applicant |
5 | $750,000 |
$161,666 | $206,000 |
$22,666 | $54,000 |
| File Closed For Incompleteness |
14 | $1,302,000 |
$93,000 | $151,000 |
$57,000 | $317,000 |
| Loan Originated |
184 | $22,104,000 |
$126,250 | $322,000 |
$31,500 | $150,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $110,000 |
$110,000 | $110,000 |
$71,000 | $71,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $1,016,000 |
$135,000 | $155,000 |
$9,000 | $42,000 |
| Debt-To-Income Ratio |
3 | $324,000 |
$108,000 | $130,000 |
$91,000 | $192,000 |
| Employment History |
2 | $196,000 |
$98,000 | $110,000 |
$26,000 | $33,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $117,000 |
$117,000 | $117,000 |
$0 | $0 |
| Unverifiable Information |
3 | $340,000 |
$113,000 | $141,000 |
$15,000 | $44,000 |
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Mortgage Loan App Totals for REALTY HOME MORTGAGE ASSOC, LL by:
Metropolitan Area And
County
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