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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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REALTY HOME MORTGAGE CO., LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
REALTY HOME MORTGAGE CO., LLC |
| Address | 4600 EAST-WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 616 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $132,176,000 |
| Average Mortgage Loan Amount Applied For | $213,403 |
| Highest Mortgage Loan Amount Applied For | $1,493,000 |
| Average Applicant Income | $93,096 |
| Highest Applicant Income | $582,000 |
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| Home Improvement |
19 | $4,144,000 |
$218,000 | $650,000 |
$91,000 | $193,000 |
| Home Purchase |
512 | $109,513,000 |
$213,000 | $790,000 |
$93,000 | $385,000 |
| Refinancing |
85 | $18,519,000 |
$217,000 | $1,493,000 |
$104,000 | $582,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
18 | $5,438,000 |
$302,000 | $774,000 |
$115,000 | $260,000 |
| Black or African American |
66 | $12,988,000 |
$196,000 | $725,000 |
$82,000 | $252,000 |
| Hispanic |
31 | $5,896,000 |
$190,000 | $440,000 |
$74,000 | $174,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5 | $865,000 |
$173,000 | $375,000 |
$85,000 | $134,000 |
| White |
496 | $106,989,000 |
$215,000 | $1,493,000 |
$96,000 | $582,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
580 | $123,810,000 |
$213,000 | $1,493,000 |
$96,000 | $582,000 |
| FHA-insured (Federal Housing Administration) |
24 | $5,058,000 |
$210,000 | $349,000 |
$62,000 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
12 | $3,308,000 |
$275,000 | $368,000 |
$75,000 | $125,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $1,145,000 |
$190,000 | $255,000 |
$62,000 | $98,000 |
| Application Withdrawn By Applicant |
46 | $10,682,000 |
$232,000 | $1,493,000 |
$102,000 | $582,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
564 | $120,349,000 |
$213,000 | $790,000 |
$94,000 | $500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $468,000 |
$234,000 | $248,000 |
$75,000 | $98,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $677,000 |
$169,000 | $255,000 |
$56,000 | $67,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for REALTY HOME MORTGAGE CO., LLC by:
Metropolitan Area And
County
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