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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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REALTY MORTAGE, LLC DBA PAMCO
Mortgage Loans and Application Details
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| Mortgage Company Name |
REALTY MORTAGE, LLC DBA PAMCO |
| Address | 2901 DOUGLAS BLVD, SUITE 205
ROSEVILLE, CA 95661 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| All Data Years | 2005 |
| Total Number of Mortgage Loan Applications Processed | 5,272 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,051,745,000 |
| Average Mortgage Loan Amount Applied For | $165,474 |
| Highest Mortgage Loan Amount Applied For | $1,694,000 |
| Average Applicant Income | $80,268 |
| Highest Applicant Income | $1,251,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
3,475 | $535,676,000 |
$147,250 | $1,435,000 |
$87,625 | $1,251,000 |
| Refinancing |
1,838 | $523,692,000 |
$191,600 | $1,694,000 |
$69,766 | $1,079,000 |
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| American Indian or Alaskan Native |
19 | $4,374,000 |
$223,333 | $480,000 |
$59,000 | $256,000 |
| Asian |
350 | $107,211,000 |
$205,571 | $1,165,000 |
$107,142 | $1,079,000 |
| Black or African American |
383 | $77,388,000 |
$139,882 | $1,140,000 |
$54,529 | $864,000 |
| Hispanic |
938 | $195,454,000 |
$146,500 | $915,000 |
$60,500 | $1,251,000 |
| Native Hawaiin or Other Pacific Islander |
59 | $16,025,000 |
$243,142 | $900,000 |
$75,714 | $420,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
845 | $163,823,000 |
$195,642 | $1,444,000 |
$96,571 | $510,000 |
| White |
2,719 | $495,093,000 |
$161,757 | $1,694,000 |
$86,000 | $1,251,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,294 | $935,250,000 |
$170,848 | $1,694,000 |
$92,454 | $1,251,000 |
| FHA-insured (Federal Housing Administration) |
727 | $81,394,000 |
$128,521 | $314,000 |
$46,173 | $235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
292 | $42,724,000 |
$174,923 | $327,000 |
$49,538 | $252,000 |
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| Application Approved But Not Accepted |
598 | $151,587,000 |
$184,294 | $1,500,000 |
$106,411 | $526,000 |
| Application Denied By Financial Institution |
605 | $128,236,000 |
$193,350 | $1,694,000 |
$69,400 | $1,251,000 |
| Application Withdrawn By Applicant |
201 | $49,656,000 |
$124,666 | $1,444,000 |
$77,166 | $480,000 |
| File Closed For Incompleteness |
166 | $34,717,000 |
$145,200 | $977,000 |
$82,800 | $658,000 |
| Loan Originated |
3,743 | $695,172,000 |
$154,093 | $1,435,000 |
$71,593 | $1,251,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
48 | $12,999,000 |
$171,142 | $1,435,000 |
$119,857 | $1,162,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
280 | $50,764,000 |
$214,800 | $1,694,000 |
$73,666 | $864,000 |
| Debt-To-Income Ratio |
98 | $21,357,000 |
$197,000 | $900,000 |
$79,545 | $462,000 |
| Employment History |
17 | $5,533,000 |
$293,333 | $1,190,000 |
$82,666 | $483,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $650,000 |
$650,000 | $650,000 |
$153,000 | $153,000 |
| Mortgage Insurance Denied |
1 | $142,000 |
$142,000 | $142,000 |
$54,000 | $54,000 |
| Other |
136 | $29,963,000 |
$133,100 | $1,444,000 |
$68,000 | $1,251,000 |
| Unverifiable Information |
24 | $6,828,000 |
$196,000 | $600,000 |
$114,500 | $659,000 |
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Mortgage Loan App Totals for REALTY MORTAGE, LLC DBA PAMCO by:
Metropolitan Area And
County
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