|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
RED RIVER BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
RED RIVER BANK |
| Address | 1412 CENTER COURT
ALEXANDRIA, LA 71301 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2005 |
| Total Number of Mortgage Loan Applications Processed | 645 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $40,933,000 |
| Average Mortgage Loan Amount Applied For | $149,000 |
| Highest Mortgage Loan Amount Applied For | $1,400,000 |
| Average Applicant Income | $182,826 |
| Highest Applicant Income | $1,399,000 |
|
|
|
| Home Improvement |
154 | $3,412,000 |
$160,000 | $300,000 |
$503,500 | $970,000 |
| Home Purchase |
248 | $20,773,000 |
$267,600 | $1,400,000 |
$243,600 | $1,399,000 |
| Refinancing |
244 | $16,763,000 |
$109,000 | $1,100,000 |
$73,500 | $505,000 |
|
|
| American Indian or Alaskan Native |
4 | $115,000 |
$28,000 | $88,000 |
$30,000 | $62,000 |
| Asian |
5 | $154,000 |
$30,000 | $53,000 |
$117,000 | $150,000 |
| Black or African American |
46 | $795,000 |
$17,000 | $66,000 |
$32,000 | $133,000 |
| Hispanic |
16 | $420,000 |
$26,000 | $189,000 |
$31,000 | $150,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
82 | $6,997,000 |
$85,000 | $1,100,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
493 | $32,467,000 |
$208,666 | $1,400,000 |
$251,333 | $1,399,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
646 | $40,948,000 |
$208,333 | $1,400,000 |
$246,166 | $1,399,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
20 | $710,000 |
$35,000 | $135,000 |
$60,000 | $150,000 |
| Application Denied By Financial Institution |
41 | $1,576,000 |
$27,000 | $300,000 |
$33,000 | $215,000 |
| Application Withdrawn By Applicant |
6 | $168,000 |
$28,000 | $56,000 |
$55,000 | $90,000 |
| File Closed For Incompleteness |
1 | $54,000 |
$54,000 | $54,000 |
$0 | $0 |
| Loan Originated |
578 | $38,440,000 |
$247,600 | $1,400,000 |
$291,200 | $1,399,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for RED RIVER BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
