|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
REGENCY MORTGAGE CORP.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
REGENCY MORTGAGE CORP. |
| Address | 175 CANAL STREET
MANCHESTER, NH 03101 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,080 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $190,199,000 |
| Average Mortgage Loan Amount Applied For | $190,333 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $111,694 |
| Highest Applicant Income | $900,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
759 | $126,668,000 |
$166,000 | $1,000,000 |
$81,000 | $900,000 |
| Refinancing |
331 | $65,924,000 |
$199,000 | $991,000 |
$82,000 | $900,000 |
|
|
| American Indian or Alaskan Native |
1 | $97,000 |
$97,000 | $97,000 |
$43,000 | $43,000 |
| Asian |
21 | $3,172,000 |
$151,000 | $384,000 |
$88,000 | $188,000 |
| Black or African American |
21 | $4,033,000 |
$192,000 | $394,000 |
$84,000 | $131,000 |
| Hispanic |
23 | $3,643,000 |
$158,000 | $297,000 |
$65,000 | $208,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $150,000 |
$150,000 | $150,000 |
$248,000 | $248,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
33 | $7,540,000 |
$228,000 | $600,000 |
$148,000 | $900,000 |
| White |
990 | $173,957,000 |
$175,000 | $1,000,000 |
$79,000 | $698,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,071 | $187,796,000 |
$175,000 | $1,000,000 |
$81,000 | $900,000 |
| FHA-insured (Federal Housing Administration) |
11 | $2,582,000 |
$234,000 | $355,000 |
$68,000 | $112,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
8 | $2,214,000 |
$276,000 | $417,000 |
$77,000 | $182,000 |
|
|
| Application Approved But Not Accepted |
42 | $7,387,000 |
$175,000 | $1,000,000 |
$62,000 | $194,000 |
| Application Denied By Financial Institution |
13 | $2,595,000 |
$199,000 | $600,000 |
$93,000 | $239,000 |
| Application Withdrawn By Applicant |
98 | $18,186,000 |
$185,000 | $736,000 |
$79,000 | $900,000 |
| File Closed For Incompleteness |
6 | $1,242,000 |
$207,000 | $293,000 |
$73,000 | $144,000 |
| Loan Originated |
931 | $163,182,000 |
$175,000 | $991,000 |
$82,000 | $900,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $200,000 |
$200,000 | $200,000 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $1,190,000 |
$297,000 | $600,000 |
$107,000 | $206,000 |
| Debt-To-Income Ratio |
5 | $779,000 |
$155,000 | $300,000 |
$129,000 | $239,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $166,000 |
$166,000 | $166,000 |
$60,000 | $60,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for REGENCY MORTGAGE CORP. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
