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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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REGENT BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
REGENT BANK |
| Address | 2205 S. UNIVERSITY DRIVE
DAVIE, FL 33324 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 120 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $43,665,000 |
| Average Mortgage Loan Amount Applied For | $316,120 |
| Highest Mortgage Loan Amount Applied For | $2,700,000 |
| Average Applicant Income | $176,560 |
| Highest Applicant Income | $1,946,000 |
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| Home Improvement |
2 | $1,110,000 |
$555,000 | $1,000,000 |
$189,000 | $312,000 |
| Home Purchase |
58 | $23,662,000 |
$407,000 | $2,500,000 |
$206,000 | $1,074,000 |
| Refinancing |
60 | $18,893,000 |
$314,000 | $2,700,000 |
$160,000 | $1,946,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $1,445,000 |
$361,000 | $900,000 |
$129,000 | $335,000 |
| Black or African American |
10 | $2,153,000 |
$215,000 | $332,000 |
$107,000 | $276,000 |
| Hispanic |
13 | $2,634,000 |
$202,000 | $390,000 |
$135,000 | $500,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $376,000 |
$188,000 | $276,000 |
$70,000 | $103,000 |
| White |
91 | $37,057,000 |
$407,000 | $2,700,000 |
$202,000 | $1,946,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
120 | $43,665,000 |
$363,000 | $2,700,000 |
$183,000 | $1,946,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $1,628,000 |
$271,000 | $523,000 |
$89,000 | $162,000 |
| Application Denied By Financial Institution |
5 | $1,850,000 |
$370,000 | $1,100,000 |
$148,000 | $300,000 |
| Application Withdrawn By Applicant |
3 | $742,000 |
$247,000 | $400,000 |
$692,000 | $1,016,000 |
| File Closed For Incompleteness |
2 | $810,000 |
$405,000 | $560,000 |
$183,000 | $219,000 |
| Loan Originated |
102 | $38,035,000 |
$372,000 | $2,700,000 |
$173,000 | $1,946,000 |
| Loan Purchased By The Institution |
2 | $600,000 |
$300,000 | $500,000 |
$283,000 | $480,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for REGENT BANK by:
Metropolitan Area And
County
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