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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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REGENT FINANCIAL SERVICES, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
REGENT FINANCIAL SERVICES, LLC |
| Address | 3232 NEWMARK DR.
MIAMISBURG, OH 45342 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| All Data Years | 2005 |
| Total Number of Mortgage Loan Applications Processed | 107 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,058,000 |
| Average Mortgage Loan Amount Applied For | $117,666 |
| Highest Mortgage Loan Amount Applied For | $289,000 |
| Average Applicant Income | $48,500 |
| Highest Applicant Income | $220,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
105 | $16,858,000 |
$160,000 | $289,000 |
$60,000 | $220,000 |
| Refinancing |
2 | $200,000 |
$100,000 | $120,000 |
$49,000 | $75,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $50,000 |
$50,000 | $50,000 |
$25,000 | $25,000 |
| Black or African American |
1 | $191,000 |
$191,000 | $191,000 |
$29,000 | $29,000 |
| Hispanic |
1 | $175,000 |
$175,000 | $175,000 |
$121,000 | $121,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
104 | $16,642,000 |
$160,000 | $289,000 |
$59,000 | $220,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
104 | $16,437,000 |
$158,000 | $289,000 |
$56,000 | $220,000 |
| FHA-insured (Federal Housing Administration) |
1 | $188,000 |
$188,000 | $188,000 |
$117,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $433,000 |
$216,000 | $242,000 |
$47,000 | $66,000 |
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| Application Approved But Not Accepted |
11 | $1,553,000 |
$141,000 | $214,000 |
$51,000 | $144,000 |
| Application Denied By Financial Institution |
2 | $175,000 |
$87,000 | $120,000 |
$12,000 | $24,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
91 | $14,750,000 |
$162,000 | $289,000 |
$60,000 | $220,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
3 | $580,000 |
$193,000 | $242,000 |
$90,000 | $117,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $700,000 |
$175,000 | $242,000 |
$74,000 | $117,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $55,000 |
$55,000 | $55,000 |
$0 | $0 |
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Mortgage Loan App Totals for REGENT FINANCIAL SERVICES, LLC by:
Metropolitan Area And
County
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