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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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REGENT MORTGAGE FUNDING LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
REGENT MORTGAGE FUNDING LLC |
| Address | 4099 TAMIAMI TRAIL NORTH #402
NAPLES, FL 34103 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,742 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $292,101,000 |
| Average Mortgage Loan Amount Applied For | $154,647 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $73,823 |
| Highest Applicant Income | $1,603,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
1,725 | $289,587,000 |
$167,000 | $650,000 |
$79,000 | $1,603,000 |
| Refinancing |
17 | $2,514,000 |
$147,000 | $480,000 |
$74,000 | $258,000 |
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| American Indian or Alaskan Native |
4 | $874,000 |
$218,000 | $389,000 |
$71,000 | $108,000 |
| Asian |
32 | $5,330,000 |
$166,000 | $351,000 |
$129,000 | $1,603,000 |
| Black or African American |
533 | $89,707,000 |
$168,000 | $650,000 |
$73,000 | $399,000 |
| Hispanic |
523 | $91,210,000 |
$174,000 | $640,000 |
$77,000 | $425,000 |
| Native Hawaiin or Other Pacific Islander |
11 | $1,979,000 |
$179,000 | $455,000 |
$75,000 | $162,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
146 | $22,753,000 |
$155,000 | $561,000 |
$78,000 | $1,213,000 |
| White |
493 | $80,248,000 |
$162,000 | $640,000 |
$85,000 | $1,169,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,742 | $292,101,000 |
$167,000 | $650,000 |
$79,000 | $1,603,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
97 | $16,574,000 |
$170,000 | $615,000 |
$92,000 | $900,000 |
| Application Denied By Financial Institution |
995 | $173,398,000 |
$174,000 | $650,000 |
$78,000 | $1,213,000 |
| Application Withdrawn By Applicant |
202 | $33,885,000 |
$167,000 | $593,000 |
$84,000 | $1,603,000 |
| File Closed For Incompleteness |
60 | $9,300,000 |
$155,000 | $500,000 |
$82,000 | $269,000 |
| Loan Originated |
388 | $58,944,000 |
$151,000 | $640,000 |
$77,000 | $1,169,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
94 | $14,552,000 |
$154,000 | $630,000 |
$71,000 | $307,000 |
| Credit Application Incomplete |
4 | $1,017,000 |
$254,000 | $588,000 |
$73,000 | $158,000 |
| Credit History |
181 | $28,458,000 |
$157,000 | $650,000 |
$76,000 | $1,213,000 |
| Debt-To-Income Ratio |
147 | $23,304,000 |
$158,000 | $400,000 |
$67,000 | $1,073,000 |
| Employment History |
130 | $24,472,000 |
$188,000 | $595,000 |
$78,000 | $336,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $671,000 |
$223,000 | $400,000 |
$76,000 | $118,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
75 | $12,090,000 |
$161,000 | $640,000 |
$83,000 | $399,000 |
| Unverifiable Information |
344 | $65,903,000 |
$191,000 | $625,000 |
$82,000 | $602,000 |
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Mortgage Loan App Totals for REGENT MORTGAGE FUNDING LLC by:
Metropolitan Area And
County
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