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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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REGIONAL FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
REGIONAL FEDERAL CREDIT UNION |
| Address | 7144 KENNEDY AVENUE
HAMMOND, IN 46323 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 19 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,103,000 |
| Average Mortgage Loan Amount Applied For | $104,333 |
| Highest Mortgage Loan Amount Applied For | $214,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $92,000 |
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| Home Improvement |
13 | $335,000 |
$25,000 | $59,000 |
$61,000 | $92,000 |
| Home Purchase |
3 | $506,000 |
$168,000 | $214,000 |
$74,000 | $92,000 |
| Refinancing |
3 | $262,000 |
$87,000 | $200,000 |
$32,000 | $43,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $146,000 |
$146,000 | $146,000 |
$71,000 | $71,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
18 | $957,000 |
$53,000 | $214,000 |
$58,000 | $92,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
19 | $1,103,000 |
$58,000 | $214,000 |
$59,000 | $92,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $146,000 |
$146,000 | $146,000 |
$61,000 | $61,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
2 | $360,000 |
$180,000 | $214,000 |
$81,000 | $92,000 |
| Loan Originated |
16 | $597,000 |
$37,000 | $200,000 |
$56,000 | $92,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $146,000 |
$146,000 | $146,000 |
$61,000 | $61,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for REGIONAL FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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