|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
REGIONAL FIRST MORTGAGE, LLC
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
REGIONAL FIRST MORTGAGE, LLC |
| Address | 3232 NEWMARK DR.
MIAMISBURG, OH 45342 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 84 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,331,000 |
| Average Mortgage Loan Amount Applied For | $238,700 |
| Highest Mortgage Loan Amount Applied For | $560,000 |
| Average Applicant Income | $88,900 |
| Highest Applicant Income | $360,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
57 | $13,497,000 |
$236,000 | $560,000 |
$85,000 | $360,000 |
| Refinancing |
27 | $4,834,000 |
$179,000 | $344,000 |
$60,000 | $114,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $536,000 |
$268,000 | $373,000 |
$115,000 | $188,000 |
| Black or African American |
8 | $1,847,000 |
$230,000 | $351,000 |
$68,000 | $101,000 |
| Hispanic |
4 | $783,000 |
$195,000 | $300,000 |
$54,000 | $94,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $345,000 |
$115,000 | $215,000 |
$128,000 | $171,000 |
| White |
67 | $14,820,000 |
$221,000 | $560,000 |
$76,000 | $360,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
52 | $11,134,000 |
$214,000 | $560,000 |
$81,000 | $360,000 |
| FHA-insured (Federal Housing Administration) |
10 | $1,707,000 |
$170,000 | $271,000 |
$61,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
22 | $5,490,000 |
$249,000 | $412,000 |
$74,000 | $188,000 |
|
|
| Application Approved But Not Accepted |
7 | $1,824,000 |
$260,000 | $560,000 |
$115,000 | $190,000 |
| Application Denied By Financial Institution |
1 | $362,000 |
$362,000 | $362,000 |
$160,000 | $160,000 |
| Application Withdrawn By Applicant |
2 | $566,000 |
$283,000 | $396,000 |
$112,000 | $140,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
70 | $14,595,000 |
$208,000 | $412,000 |
$71,000 | $360,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
4 | $984,000 |
$246,000 | $300,000 |
$73,000 | $94,000 |
|
|
| Collateral |
1 | $362,000 |
$362,000 | $362,000 |
$160,000 | $160,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $546,000 |
$273,000 | $291,000 |
$65,000 | $94,000 |
| Debt-To-Income Ratio |
1 | $300,000 |
$300,000 | $300,000 |
$74,000 | $74,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $138,000 |
$138,000 | $138,000 |
$90,000 | $90,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for REGIONAL FIRST MORTGAGE, LLC by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
