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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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REGIONAL HOME LOANS, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
REGIONAL HOME LOANS, LLC |
| Address | 3232 NEWMARK DR.
MIAMISBURG, OH 45342 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 112 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,452,000 |
| Average Mortgage Loan Amount Applied For | $188,000 |
| Highest Mortgage Loan Amount Applied For | $771,000 |
| Average Applicant Income | $80,181 |
| Highest Applicant Income | $317,000 |
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| Home Improvement |
2 | $425,000 |
$212,000 | $294,000 |
$91,000 | $93,000 |
| Home Purchase |
94 | $16,309,000 |
$173,000 | $417,000 |
$73,000 | $147,000 |
| Refinancing |
16 | $3,718,000 |
$232,000 | $771,000 |
$124,000 | $317,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $1,040,000 |
$346,000 | $417,000 |
$126,000 | $144,000 |
| Black or African American |
20 | $3,228,000 |
$161,000 | $270,000 |
$59,000 | $123,000 |
| Hispanic |
1 | $157,000 |
$157,000 | $157,000 |
$63,000 | $63,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
88 | $16,027,000 |
$182,000 | $771,000 |
$84,000 | $317,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
88 | $16,071,000 |
$182,000 | $771,000 |
$87,000 | $317,000 |
| FHA-insured (Federal Housing Administration) |
11 | $1,673,000 |
$152,000 | $287,000 |
$53,000 | $142,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
13 | $2,708,000 |
$208,000 | $365,000 |
$65,000 | $96,000 |
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| Application Approved But Not Accepted |
8 | $1,824,000 |
$228,000 | $314,000 |
$63,000 | $115,000 |
| Application Denied By Financial Institution |
3 | $322,000 |
$107,000 | $174,000 |
$35,000 | $56,000 |
| Application Withdrawn By Applicant |
12 | $1,687,000 |
$140,000 | $381,000 |
$73,000 | $169,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
88 | $16,496,000 |
$187,000 | $771,000 |
$86,000 | $317,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $123,000 |
$123,000 | $123,000 |
$24,000 | $24,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $45,000 |
$45,000 | $45,000 |
$56,000 | $56,000 |
| Credit History |
2 | $277,000 |
$138,000 | $174,000 |
$24,000 | $49,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $123,000 |
$123,000 | $123,000 |
$24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for REGIONAL HOME LOANS, LLC by:
Metropolitan Area And
County
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