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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RELIANCE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
RELIANCE BANK |
| Address | 10401 CLAYTON ROAD
FRONTENAC, MO 63131-2909 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 143 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $57,657,000 |
| Average Mortgage Loan Amount Applied For | $338,409 |
| Highest Mortgage Loan Amount Applied For | $6,500,000 |
| Average Applicant Income | $124,727 |
| Highest Applicant Income | $960,000 |
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| Home Improvement |
17 | $4,760,000 |
$280,000 | $2,025,000 |
$43,000 | $169,000 |
| Home Purchase |
79 | $38,805,000 |
$491,000 | $6,500,000 |
$35,000 | $328,000 |
| Refinancing |
47 | $14,092,000 |
$299,000 | $4,090,000 |
$76,000 | $960,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $1,000,000 |
$1,000,000 | $1,000,000 |
$0 | $0 |
| Black or African American |
1 | $50,000 |
$50,000 | $50,000 |
$95,000 | $95,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
81 | $47,052,000 |
$580,000 | $6,500,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
60 | $9,555,000 |
$159,000 | $852,000 |
$117,000 | $960,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
143 | $57,657,000 |
$403,000 | $6,500,000 |
$49,000 | $960,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $3,097,000 |
$619,000 | $2,700,000 |
$45,000 | $115,000 |
| Application Withdrawn By Applicant |
4 | $882,000 |
$220,000 | $284,000 |
$22,000 | $91,000 |
| File Closed For Incompleteness |
1 | $565,000 |
$565,000 | $565,000 |
$0 | $0 |
| Loan Originated |
133 | $53,113,000 |
$399,000 | $6,500,000 |
$51,000 | $960,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RELIANCE BANK by:
Metropolitan Area And
County
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