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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RENASANT BANK OF TENNESSEE
Mortgage Loans and Application Details
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| Mortgage Company Name |
RENASANT BANK OF TENNESSEE |
| Address | 2177 GERMANTOWN ROAD SOUTH
GERMANTOWN, TN 38138 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 78 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,129,000 |
| Average Mortgage Loan Amount Applied For | $141,000 |
| Highest Mortgage Loan Amount Applied For | $865,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $1,000,000 |
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| Home Improvement |
9 | $815,000 |
$59,000 | $400,000 |
$109,000 | $637,000 |
| Home Purchase |
40 | $5,925,000 |
$208,000 | $450,000 |
$58,250 | $1,000,000 |
| Refinancing |
30 | $4,589,000 |
$147,666 | $865,000 |
$76,666 | $615,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
9 | $436,000 |
$47,000 | $85,000 |
$92,000 | $152,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $1,389,000 |
$216,000 | $450,000 |
$0 | $0 |
| Not Provided |
4 | $1,192,000 |
$265,000 | $865,000 |
$142,500 | $615,000 |
| White |
59 | $8,312,000 |
$143,000 | $400,000 |
$98,500 | $1,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
79 | $11,329,000 |
$182,000 | $865,000 |
$62,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $718,000 |
$96,000 | $270,000 |
$52,000 | $120,000 |
| Application Withdrawn By Applicant |
9 | $1,153,000 |
$121,000 | $319,000 |
$46,000 | $185,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
63 | $9,458,000 |
$182,333 | $865,000 |
$98,000 | $1,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
3 | $303,000 |
$110,500 | $140,000 |
$53,000 | $72,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $270,000 |
$270,000 | $270,000 |
$99,000 | $99,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RENASANT BANK OF TENNESSEE by:
Metropolitan Area And
County
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