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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RESIDENTIAL HOME LENDING
Mortgage Loans and Application Details
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| Mortgage Company Name |
RESIDENTIAL HOME LENDING |
| Address | 105 DECKER COURT, SUITE 1050
IRVING, TX 75062 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 926 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $115,314,000 |
| Average Mortgage Loan Amount Applied For | $117,361 |
| Highest Mortgage Loan Amount Applied For | $750,000 |
| Average Applicant Income | $72,978 |
| Highest Applicant Income | $480,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
884 | $109,741,000 |
$124,000 | $750,000 |
$81,000 | $480,000 |
| Refinancing |
43 | $5,920,000 |
$137,000 | $296,000 |
$77,000 | $181,000 |
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| American Indian or Alaskan Native |
1 | $108,000 |
$108,000 | $108,000 |
$205,000 | $205,000 |
| Asian |
47 | $9,378,000 |
$199,000 | $428,000 |
$99,000 | $240,000 |
| Black or African American |
134 | $18,282,000 |
$136,000 | $594,000 |
$77,000 | $288,000 |
| Hispanic |
155 | $18,323,000 |
$118,000 | $535,000 |
$75,000 | $477,000 |
| Native Hawaiin or Other Pacific Islander |
8 | $847,000 |
$105,000 | $251,000 |
$107,000 | $151,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
21 | $2,661,000 |
$126,000 | $350,000 |
$80,000 | $148,000 |
| White |
561 | $66,062,000 |
$117,000 | $750,000 |
$82,000 | $480,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
768 | $95,587,000 |
$124,000 | $750,000 |
$85,000 | $480,000 |
| FHA-insured (Federal Housing Administration) |
139 | $16,602,000 |
$119,000 | $203,000 |
$59,000 | $146,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
20 | $3,472,000 |
$173,000 | $320,000 |
$72,000 | $142,000 |
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| Application Approved But Not Accepted |
1 | $205,000 |
$205,000 | $205,000 |
$108,000 | $108,000 |
| Application Denied By Financial Institution |
79 | $8,935,000 |
$113,000 | $400,000 |
$77,000 | $285,000 |
| Application Withdrawn By Applicant |
134 | $17,491,000 |
$130,000 | $428,000 |
$76,000 | $250,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
713 | $89,030,000 |
$124,000 | $750,000 |
$82,000 | $480,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RESIDENTIAL HOME LENDING by:
Metropolitan Area And
County
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