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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RESOURCE BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
RESOURCE BANK, N.A. |
| Address | 555 BETHANY RD
DEKALB, IL 60115 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 29 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,346,000 |
| Average Mortgage Loan Amount Applied For | $94,500 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $500,000 |
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| Home Improvement |
13 | $506,000 |
$38,000 | $268,000 |
$116,000 | $649,000 |
| Home Purchase |
22 | $3,635,000 |
$165,000 | $1,200,000 |
$113,000 | $500,000 |
| Refinancing |
3 | $534,000 |
$178,000 | $235,000 |
$65,000 | $87,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $40,000 |
$40,000 | $40,000 |
$54,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $54,000 |
$13,000 | $50,000 |
$45,000 | $92,000 |
| White |
33 | $4,581,000 |
$138,000 | $1,200,000 |
$120,000 | $649,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
38 | $4,675,000 |
$123,000 | $1,200,000 |
$111,000 | $649,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $3,000 |
$1,000 | $2,000 |
$46,000 | $92,000 |
| Application Withdrawn By Applicant |
2 | $51,000 |
$25,000 | $50,000 |
$45,000 | $80,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
34 | $4,621,000 |
$135,000 | $1,200,000 |
$118,000 | $649,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $1,000 |
$1,000 | $1,000 |
$1,000 | $1,000 |
| Debt-To-Income Ratio |
1 | $2,000 |
$2,000 | $2,000 |
$92,000 | $92,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RESOURCE BANK, N.A. by:
Metropolitan Area And
County
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